DSP Liquidity Fund · Regular · Growth
NAV
₹3984.9991
as of 02 Aug 2026
Expense Ratio
0.22%
AUM
₹23,806 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.35%
- 3Y
- +6.90%
- 5Y
- +6.19%
- Since Inception
- +6.91%
SIP returns (XIRR)
- 1Y
- +6.59%
- 3Y
- +6.73%
- 5Y
- +6.67%
- Since Inception
- +6.72%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,07,029 today — ₹5,95,000 invested, 6.0% XIRR.
₹5,95,000
Invested
₹8,07,029
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,605 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,89,023.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,41,728 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-11.78
Sharpe Ratio
—
Alpha
—
Beta
-11.16
Sortino
0.16%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days T-Bill 20264.60%
- 291 Days T-Bill 20263.60%
- 391 Days T-Bill 20263.33%
- 4Hdfc Bank Limited2.87%
- 5Hdfc Bank Limited**2.80%
- 6National Bank For Agriculture And Rural Development2.42%
- 7Union Bank Of India**2.30%
- 8National Bank For Agriculture And Rural Development**2.30%
- 9Canara Bank**2.04%
- 10National Bank For Agriculture And Rural Development**2.04%
Investment Objective
DSP Liquidity Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
DSP Liquidity Fund · Regular · Growth is a Liquid mutual fund offered by DSP Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹23,806 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations