DSP Liquidity Fund · Regular · Growth
NAV
₹3952.9679
as of 17 Jun 2026
Expense Ratio
0.22%
AUM
₹22,387 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.26%
- 3Y
- +6.91%
- 5Y
- +6.10%
- Since Inception
- +6.91%
SIP returns (XIRR)
- 1Y
- +6.51%
- 3Y
- +6.76%
- 5Y
- +6.64%
- Since Inception
- +6.72%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹24,700
Invested
₹51,820
Value today
6.7%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹395
Value today
6.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,35,000
Withdrawn
₹13,56,433
Corpus left
+₹15,91,433 net gain — withdrew ₹12,35,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,391
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,391 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-14.03
Sharpe Ratio
—
Alpha
—
Beta
-12.30
Sortino
0.15%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days T-Bill 20263.53%
- 291 Days T-Bill 20263.08%
- 3Small Industries Development Bank Of India**2.43%
- 4Tata Steel Limited**2.21%
- 5Export-Import Bank Of India**2.10%
- 6Hdfc Bank Limited**1.77%
- 7Bajaj Finance Limited**1.76%
- 8National Bank For Agriculture And Rural Development**1.76%
- 991 Days T-Bill 20261.66%
- 10Indian Bank**1.63%
Investment Objective
DSP Liquidity Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
DSP Liquidity Fund · Regular · Growth is a Liquid mutual fund offered by DSP Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹22,387 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations