DSP Liquidity Fund · Regular · Growth
NAV
₹4024.0775
as of 30 Sept 2026
Expense Ratio
0.22%
AUM
₹23,806 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.42%
- 3Y
- +6.86%
- 5Y
- +6.29%
- Since Inception
- +6.91%
SIP returns (XIRR)
- 1Y
- +6.52%
- 3Y
- +6.67%
- 5Y
- +6.67%
- Since Inception
- +6.71%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,15,827 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,15,827
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,315 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,77,324.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,43,088 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-10.30
Sharpe Ratio
—
Alpha
—
Beta
-10.15
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days T-Bill 030920263.20%
- 2Canara Bank**1.79%
- 3Hdfc Bank Limited**1.77%
- 4National Bank For Agriculture & Rural Development**1.61%
- 591 Days T-Bill 081020261.60%
- 6Hindustan Petroleum Corporation Limited**1.43%
- 7National Bank For Agriculture & Rural Development**1.43%
- 8Hdfc Bank Limited**1.42%
- 9Bank Of Baroda**1.42%
- 10National Bank For Agriculture & Rural Development**1.34%
What this fund does
DSP Liquidity Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
DSP Liquidity Fund · Regular · Growth is a Liquid mutual fund offered by DSP Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹23,806 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.22%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods