DSP Multi Asset Allocation Fund · Regular · Growth
NAV
₹15.6595
as of 29 Sept 2026
Expense Ratio
1.59%
AUM
₹9,515 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.74%
- 3Y
- +16.14%
- 5Y
- —
- Since Inception
- +16.09%
SIP returns (XIRR)
- 1Y
- +1.68%
- 3Y
- +12.42%
- 5Y
- —
- Since Inception
- +12.42%
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,07,946 today — ₹1,75,000 invested, 12.1% XIRR.
₹1,75,000
Invested
₹2,07,946
Value today
12.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,58,020 today (16.6% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,32,978 today (1.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.93
Sharpe Ratio
—
Alpha
—
Beta
0.86
Sortino
10.15%
Std Dev
-9.86%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks11.28%
- Realty2.95%
- Petroleum Products2.77%
- Consumer Durables2.55%
- Automobiles2.34%
- Auto Components2.23%
- Retailing2.20%
- Telecom - Services2.07%
- IT - Hardware2.01%
- Capital Markets1.98%
- Power1.85%
- Insurance1.71%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Multi Asset Allocation Fund - Regular - IDCW
- 1Dsp Gold Etf11.66%
- 2Dsp Nifty 50 Equal Wieght Etf5.63%
- 36.90% Goi 150420654.04%
- 4Hdfc Bank Limited3.49%
- 5Axis Bank Limited3.11%
- 6Icici Bank Limited3.02%
- 7Bharti Airtel Limited1.85%
- 8Reliance Industries Limited1.58%
- 9State Bank Of India1.45%
- 10Embassy Office Parks Reit1.41%
What this fund does
DSP Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
DSP Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹9,515 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on London Bullion Market Association (LBMA) gold daily spot fixing price) + 5% iCOMDEX Composite Index + 20% MSCI World Index. The current expense ratio is 1.59%.