DSP Overnight Fund · Regular · Growth
NAV
₹1470.5071
as of 29 Sept 2026
Expense Ratio
0.18%
AUM
₹2,697 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.19%
- 3Y
- +5.97%
- 5Y
- +5.65%
- Since Inception
- +5.12%
SIP returns (XIRR)
- 1Y
- +5.14%
- 3Y
- +5.64%
- 5Y
- +5.83%
- Since Inception
- +5.43%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,03,209 today — ₹4,15,000 invested, 5.5% XIRR.
₹4,15,000
Invested
₹5,03,209
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,40,986 today (5.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,06,647.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,37,854 today (1.38×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-42.36
Sharpe Ratio
—
Alpha
—
Beta
-14.62
Sortino
0.06%
Std Dev
0.00%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Canara Bank12.27%
- 2Hdfc Securities Limited12.27%
- 3Motilal Oswal Financial Services Limited8.76%
- 4Central Bank Of India5.26%
- 5Punjab National Bank4.38%
- 6Bank Of Baroda3.50%
- 7L&T Finance Limited3.50%
- 891 Days T-Bill 100920261.75%
- 9182 Days T-Bill 180920261.57%
- 10182 Days T-Bill 030920261.05%
What this fund does
DSP Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry very low credit and interest rate risk, with returns typically close to short-term money market rates.
About This Fund
DSP Overnight Fund · Regular · Growth is a Overnight mutual fund offered by DSP Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹2,697 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index. The current expense ratio is 0.18%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods