DSP Money Market Fund · Regular · Growth
NAV
₹56.8703
as of 29 Sept 2026
Expense Ratio
0.40%
AUM
₹9,074 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.32%
- 3Y
- +6.97%
- 5Y
- +6.22%
- Since Inception
- +6.65%
SIP returns (XIRR)
- 1Y
- +6.51%
- 3Y
- +6.78%
- 5Y
- +6.73%
- Since Inception
- +6.41%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,24,715 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,24,715
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,421 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,99,495.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,47,674 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.88
Sharpe Ratio
—
Alpha
—
Beta
1.06
Sortino
0.49%
Std Dev
-0.17%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks6.23%
- Insurance2.72%
- Automobiles2.55%
- Pharmaceuticals & Biotechnology2.34%
- Consumer Durables1.12%
- Diversified FMCG1.07%
- Power0.99%
- Telecom - Services0.84%
- Oil0.76%
- Gas0.51%
- IT - Software0.51%
- Petroleum Products0.44%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.32% Goi 1311203011.78%
- 26.75% Goi Frb 220920339.02%
- 37.03% Maharashtra Sdl 250620388.11%
- 47.06% Goi 100420285.84%
- 56.48% Goi 061020355.59%
- 6Small Industries Development Bank Of India**5.45%
- 7Idfc First Bank Limited**5.45%
- 8Muthoot Finance Limited**4.30%
- 9Cholamandalam Investment And Finance Co Limited3.03%
- 106.64% Goi Frb 071220312.93%
What this fund does
DSP Money Market Fund · Regular · Growth by DSP Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
DSP Money Market Fund · Regular · Growth is a Money Market mutual fund offered by DSP Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹9,074 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 0.40%.