Edelweiss Banking and PSU Debt Fund · Regular · Growth
NAV
₹25.9176
as of 31 Jul 2026
Expense Ratio
0.69%
AUM
₹2,277 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.23%
- 3Y
- +6.74%
- 5Y
- +6.00%
- Since Inception
- +7.67%
SIP returns (XIRR)
- 1Y
- +4.80%
- 3Y
- +6.35%
- 5Y
- +6.38%
- Since Inception
- +7.14%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,43,490 today — ₹5,95,000 invested, 6.9% XIRR.
₹5,95,000
Invested
₹8,43,490
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,00,238 today (7.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,58,890.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,53,706 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.06
Sharpe Ratio
—
Alpha
—
Beta
-0.06
Sortino
1.43%
Std Dev
-0.74%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.74% Pfc Sr 172 Ncd Red 29-01-2028**5.39%
- 27.7% Nabard Ncd Sr 25a Red 30-09-2027**5.38%
- 37.3274%Hdb Fin Serv S234 04-08-28**5.31%
- 47.35%Bharti Teleco Srxxv 15-10-27**5.31%
- 56.52% Hudco Ncd Sr C Red 06-06-2028**5.27%
- 66.58% Karnataka Sdl Red 03-06-20305.25%
- 77.41% Ioc Ncd Red 22-10-2029**4.30%
- 87.75% Sidbi Sr Vii Ncd Red 10-06-27**4.30%
- 97.59%National Housing Bank Ncd 08-09-27**4.30%
- 107.48% Irfc Ncd Red 13-08-2029**4.29%
Investment Objective
Edelweiss Banking and PSU Debt Fund · Regular · Growth by Edelweiss Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Edelweiss Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Edelweiss Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹2,277 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Banking and PSU Debt A-II (Tier I Benchmark). The current expense ratio is 0.69%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations