Groww Short Term Fund · Regular · Growth
NAV
₹2212.0873
as of 29 Sept 2026
Expense Ratio
1.06%
AUM
₹93 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.62%
- 3Y
- +6.46%
- 5Y
- +5.08%
- Since Inception
- +6.26%
SIP returns (XIRR)
- 1Y
- +4.80%
- 3Y
- +5.98%
- 5Y
- +5.83%
- Since Inception
- +5.59%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,84,414 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,84,414
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,69,207 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,07,657.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,38,056 today (1.38×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
—
Alpha
—
Beta
-0.51
Sortino
1.10%
Std Dev
-0.43%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.28% Rec Limited 31-Aug-20299.89%
- 27.725% Larsen & Toubro Limited 28-Apr-2028**9.50%
- 37.35% Exim Bank 27-Jul-2028**9.45%
- 47.44% Nabard 17-Jul-2029**9.40%
- 5Punjab National Bank 09-Feb-2027**#5.61%
- 67.988% Hdb Financial Services Limited 08-Dec-2026**5.27%
- 76.8% Nhpc Limited 24-Apr-2028**5.21%
- 8Bank Of Baroda 05-Mar-2027**#5.08%
- 96.47% Indian Railway Finance Corporation Ltd 30-May-2028**4.86%
- 10Axis Bank Limited 14-Jan-2027**#2.05%
What this fund does
Groww Short Term Fund · Regular · Growth by Groww Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
Groww Short Term Fund · Regular · Growth is a Short Term mutual fund offered by Groww Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹93.1 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index. The current expense ratio is 1.06%.