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Dynamic Asset Allocationregulargrowth📊 NIFTY 50 Hybrid Composite Debt 50:50 Index

HDFC Balanced Advantage Fund - Growth Plan

HDFC Mutual Fund

#22 of 35 (1Y)

₹507.5450

4.65 (-0.91%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹507.5450

4.65 (-0.91%)

29 May 2026

AMFI: 100119

Direct · Growth

₹₹551.3460

5.03 (-0.90%)

29 May 2026

AMFI: 118968

Regular · IDCW

₹₹35.6870

0.33 (-0.91%)

29 May 2026

AMFI: 100120

Direct · IDCW

₹₹42.3290

0.39 (-0.91%)

29 May 2026

AMFI: 118969

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.24%
1 Month-2.39%
3 Months-4.35%
6 Months-4.89%
1 Year-0.56%
3 Years (CAGR)+14.63%
5 Years (CAGR)+15.23%
10 Years (CAGR)+15.11%
Since Inception (Jan 1999)+16.52%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-3.33%
3 Year SIP+6.33%
5 Year SIP+12.27%
Since Inception (Jan 1999)+16.68%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹30,800

Invested

₹4,04,452

Value today

16.7%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹5,122

Value today

16.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹15,40,000

Withdrawn

₹3,09,96,878

Corpus left

+₹3,15,36,878 net gain — withdrew ₹15,40,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹3,07,31,700

Value today

+0.0%

vs lumpsum

STP beat direct lumpsum by 0.0% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,75,680

Value today

3.8×

Multiple

Staying invested through that crash turned ₹1L into ₹3,75,680 — a 3.8× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,34,450

Regular plan

₹1,29,225

Direct earns ₹5,225 more on a ₹60K investment0.87% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHDFC Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹1,05,964 Cr
Expense Ratio1.35%
Min SIP₹100
Min Lumpsum₹100
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date04 Jan 1999
AMFI Code100119

Risk Metrics

Trailing 1 year, annualised

-0.54

Sharpe Ratio

Alpha

Beta

-0.51

Sortino

9.46%

Std Dev

-10.31%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

ICICI Bank Ltd.

INE090A01021

4.56%

ICICI Bank Ltd.

INE090A01021

4.47%

HDFC Bank Ltd.£

INE040A01034

4.20%

HDFC Bank Ltd.£

INE040A01034

4.14%

Reliance Industries Ltd.

INE002A01018

4.09%

Reliance Industries Ltd.

INE002A01018

4.03%

State Bank of India

INE062A01020

3.55%

State Bank of India

INE062A01020

3.48%

Bharti Airtel Ltd.

INE397D01024

3.10%

Bharti Airtel Ltd.

INE397D01024

3.09%

Larsen and Toubro Ltd.

INE018A01030

2.51%

NTPC Limited

INE733E01010

2.41%

Axis Bank Ltd.

INE238A01034

2.40%

NTPC Limited

INE733E01010

2.39%

Axis Bank Ltd.

INE238A01034

2.35%

Larsen and Toubro Ltd.

INE018A01030

2.34%

7.18% GOI MAT 140833

IN0020230085

2.23%

Coal India Ltd.

INE522F01014

2.14%

7.18% GOI MAT 140833

IN0020230085

2.10%

Infosys Limited

INE009A01021

2.07%

Coal India Ltd.

INE522F01014

2.02%

Infosys Limited

INE009A01021

1.82%

Floating Rate GOI 2034

IN0020210137

1.56%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.49%

Floating Rate GOI 2034

IN0020210137

1.46%

Maruti Suzuki India Limited

INE585B01010

1.44%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.43%

Maruti Suzuki India Limited

INE585B01010

1.42%

Kotak Mahindra Bank Limited

INE237A01036

1.39%

Kotak Mahindra Bank Limited

INE237A01036

1.37%

HCL Technologies Ltd.

INE860A01027

1.37%

Lupin Ltd.

INE326A01037

1.34%

Eternal Limited

INE758T01015

1.27%

Eternal Limited

INE758T01015

1.26%

ITC LIMITED

INE154A01025

1.24%

Lupin Ltd.

INE326A01037

1.24%

ITC LIMITED

INE154A01025

1.21%

Tata Consultancy Services Ltd.

INE467B01029

1.17%

Tata Consultancy Services Ltd.

INE467B01029

1.15%

HCL Technologies Ltd.

INE860A01027

1.15%

InterGlobe Aviation Ltd.

INE646L01027

0.99%

7.18% GOI MAT 240737

IN0020230077

0.99%

InterGlobe Aviation Ltd.

INE646L01027

0.97%

7.18% GOI MAT 240737

IN0020230077

0.93%

SBI Life Insurance Company Ltd.

INE123W01016

0.92%

Mahindra & Mahindra Ltd.

INE101A01026

0.86%

Mahindra & Mahindra Ltd.

INE101A01026

0.84%

Embassy Office Parks REIT

INE041025011

0.83%

Embassy Office Parks REIT

INE041025011

0.79%

Power Finance Corporation Ltd.

INE134E01011

0.79%

Performance Comparison

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Investment Objective

HDFC Balanced Advantage Fund - Growth Plan by HDFC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

HDFC Balanced Advantage Fund - Growth Plan is a Dynamic Asset Allocation mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,05,964 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.35%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations