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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index

HDFC Balanced Advantage Fund · Regular · Growth

HDFC Mutual Fund

#23 of 35 (1Y)

NAV

₹521.5380

as of 14 Jul 2026

Expense Ratio

1.35%

AUM

₹1.06 L Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+0.21%
3Y
+13.44%
5Y
+14.80%
Since Inception
+16.54%

SIP returns (XIRR)

1Y
+1.11%
3Y
+6.45%
5Y
+12.34%
Since Inception
+16.70%

Returns calculated from 11 September 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 10 years (Jul 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹12,62,099 today — ₹6,00,000 invested, 14.4% XIRR.

₹6,00,000

Invested

₹12,62,099

Value today

14.4%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹3,67,141 today (13.9% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹24,09,308.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,82,533 today (3.83×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.19

Sharpe Ratio

—

Alpha

—

Beta

-0.18

Sortino

9.58%

Std Dev

-10.31%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseHDFC Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date04 Jan 1999
AMFI Code100119
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadIn respect of each purchase / switch in of Units upto 15% of the units may be redeemed without any exit load from the date of allotment Any redemption in excess of the above limit shall be subject to the following exit load Exit Load of 1.00% is payable if Units are redeemed / switched out within 1 year from the date of allotment of units No Exit Load is payable if Units are redeemed / switched out after 1 year from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 May 2026
Holding% NAV
  1. 1Icici Bank Ltd.4.74%
  2. 2Hdfc Bank Ltd.£4.33%
  3. 3Reliance Industries Ltd.3.82%
  4. 4State Bank Of India3.25%
  5. 5Bharti Airtel Ltd.3.05%
  6. 6Larsen And Toubro Ltd.2.58%
  7. 7Axis Bank Ltd.2.46%
  8. 8Ntpc Limited2.36%
  9. 97.18% Goi Mat 1408332.02%
  10. 10Coal India Ltd.1.90%
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Investment Objective

HDFC Balanced Advantage Fund · Regular · Growth by HDFC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

HDFC Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,05,964 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.35%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations
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