Kotak Balanced Advantage Fund · Regular · Growth
NAV
₹20.4700
as of 29 Sept 2026
Expense Ratio
1.89%
AUM
₹17,125 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.29%
- 3Y
- +7.73%
- 5Y
- +7.29%
- Since Inception
- +9.18%
SIP returns (XIRR)
- 1Y
- -1.95%
- 3Y
- +3.65%
- 5Y
- +6.74%
- Since Inception
- +8.72%
Returns calculated from 13 July 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,47,438 today — ₹2,95,000 invested, 6.7% XIRR.
₹2,95,000
Invested
₹3,47,438
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,42,390 today (7.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,76,463.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,09,823 today (1.10×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.08
Sharpe Ratio
—
Alpha
—
Beta
-0.08
Sortino
8.27%
Std Dev
-8.62%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks14.83%
- IT - Software4.66%
- Petroleum Products4.09%
- Finance3.83%
- Automobiles3.76%
- Pharmaceuticals and Biotechnology3.18%
- Telecom - Services2.96%
- Auto Components2.81%
- Cement and Cement Products2.21%
- Construction2.14%
- Chemicals and Petrochemicals2.14%
- Consumer Durables1.94%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 2064(^)5.79%
- 2Icici Bank Ltd.5.18%
- 3State Bank Of India.3.85%
- 4Reliance Industries Ltd.3.42%
- 5Hdfc Bank Ltd.2.94%
- 6Bharti Airtel Ltd.2.39%
- 7Larsen And Toubro Ltd.2.05%
- 8Bajaj Finance Ltd.1.85%
- 9Infosys Ltd.1.67%
- 10Solar Industries India Limited1.63%
What this fund does
Kotak Balanced Advantage Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Kotak Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹17,125 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid composite debt 50:50 Index. The current expense ratio is 1.89%.