SBI Balanced Advantage Fund · Regular · Growth
NAV
₹15.9016
as of 14 Jul 2026
Expense Ratio
1.54%
AUM
₹40,015 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.77%
- 3Y
- +10.35%
- 5Y
- —
- Since Inception
- +9.89%
SIP returns (XIRR)
- 1Y
- +3.02%
- 3Y
- +6.96%
- 5Y
- —
- Since Inception
- +9.66%
Returns calculated from 12 August 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Jul 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Jul 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,98,110 today — ₹1,80,000 invested, 6.6% XIRR.
₹1,80,000
Invested
₹1,98,110
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Jul 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,33,966 today (10.3% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Jul 2023 – Jul 2026) (3 Jun 2024) would be ₹1,11,694 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.11
Sharpe Ratio
—
Alpha
—
Beta
0.11
Sortino
7.54%
Std Dev
-7.58%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks15.59%
- Petroleum Products6.61%
- Automobiles4.75%
- Power4.66%
- Pharmaceuticals & Biotechnology4.20%
- IT - Software3.97%
- Retailing3.19%
- Telecom - Services2.95%
- Construction2.91%
- Gas2.79%
- Finance2.54%
- Ferrous Metals2.15%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd.4.98%
- 2Treps4.04%
- 3Hdfc Bank Ltd.4.04%
- 4Icici Bank Ltd.3.39%
- 5Larsen & Toubro Ltd.2.91%
- 6Gail (India) Ltd.2.44%
- 7Tata Motors Passenger Vehicles Ltd.2.19%
- 8Tata Steel Ltd.2.07%
- 9364 Day T-Bill 04.03.272.00%
- 10Tech Mahindra Ltd.2.00%
Investment Objective
SBI Balanced Advantage Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
SBI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by SBI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹40,015 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX. The current expense ratio is 1.54%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations