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Dynamic Asset Allocationregulargrowth📊 NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX

SBI Balanced Advantage Fund - Regular Plan - Growth

SBI Mutual Fund

#11 of 35 (1Y)

₹15.6729

0.00 (+0.00%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹15.6729

0.00 (+0.00%)

31 May 2026

AMFI: 149132

Direct · Growth

₹₹16.4009

0.00 (+0.01%)

31 May 2026

AMFI: 149134

Regular · IDCW

₹₹15.6731

0.00 (+0.00%)

31 May 2026

AMFI: 149133

Direct · IDCW

₹₹16.4013

0.00 (+0.01%)

31 May 2026

AMFI: 149135

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.90%
1 Month-1.19%
3 Months-2.59%
6 Months-2.07%
1 Year+2.29%
3 Years (CAGR)+11.50%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Aug 2021)+9.82%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+0.72%
3 Year SIP+7.02%
5 Year SIP
Since Inception (Aug 2021)+9.51%

SIP since inception — what ₹250/month became

Real NAV backtest from day one

₹14,250

Invested

₹17,877

Value today

9.5%

XIRR (p.a.)

250/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹7,836

Value today

9.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,37,783

Value today

-0.3%

vs lumpsum

Direct lumpsum would have beaten STP by 0.3% — but STP reduced timing risk

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 4 years

Expense ratio drag on your actual returns

Direct plan

₹30,186

Regular plan

₹29,596

Direct earns ₹590 more on a ₹24K investment0.61% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseSBI Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹40,015 Cr
Expense Ratio1.54%
Min SIP₹250
Min Lumpsum₹5,000
BenchmarkNIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX
Launch Date12 Aug 2021
AMFI Code149132

Risk Metrics

Trailing 1 year, annualised

-0.29

Sharpe Ratio

Alpha

Beta

-0.28

Sortino

7.41%

Std Dev

-7.58%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity41 holdings · 8412.0%
Security% NAV

Reliance Industries Ltd.

INE002A01018

538.00%

Reliance Industries Ltd.

INE002A01018

535.00%

HDFC Bank Ltd.

INE040A01034

438.00%

HDFC Bank Ltd.

INE040A01034

418.00%

ICICI Bank Ltd.

INE090A01021

344.00%

ICICI Bank Ltd.

INE090A01021

340.00%

GAIL (India) Ltd.

INE129A01019

242.00%

GAIL (India) Ltd.

INE129A01019

216.00%

Tata Steel Ltd.

INE081A01020

210.00%

Tata Steel Ltd.

INE081A01020

201.00%

Tech Mahindra Ltd.

INE669C01036

198.00%

Tech Mahindra Ltd.

INE669C01036

197.00%

Tata Motors Passenger Vehicles Ltd.

INE155A01022

189.00%

Axis Bank Ltd.

INE238A01034

188.00%

Larsen & Toubro Ltd.

INE018A01030

187.00%

Axis Bank Ltd.

INE238A01034

182.00%

Punjab National Bank

INE160A01022

179.00%

Torrent Power Ltd.

INE813H01021

174.00%

Tata Motors Passenger Vehicles Ltd.

INE155A01022

174.00%

Punjab National Bank

INE160A01022

174.00%

Larsen & Toubro Ltd.

INE018A01030

173.00%

Sun Pharmaceutical Industries Ltd.

INE044A01036

170.00%

Mahindra & Mahindra Ltd.

INE101A01026

168.00%

Mahindra & Mahindra Ltd.

INE101A01026

166.00%

Sun Pharmaceutical Industries Ltd.

INE044A01036

165.00%

CESC Ltd.

INE486A01021

157.00%

ITC Ltd.

INE154A01025

153.00%

HCL Technologies Ltd.

INE860A01027

151.00%

ITC Ltd.

INE154A01025

148.00%

Bharti Airtel Ltd.

INE397D01024

146.00%

Bharti Airtel Ltd.

INE397D01024

146.00%

Indus Towers Ltd.

INE121J01017

142.00%

Bank of Baroda

INE028A01039

140.00%

Torrent Power Ltd.

INE813H01021

139.00%

Bank of Baroda

INE028A01039

139.00%

Indus Towers Ltd.

INE121J01017

136.00%

Brookfield India Real Estate Trust

INE0FDU25010

134.00%

CESC Ltd.

INE486A01021

133.00%

Brookfield India Real Estate Trust

INE0FDU25010

128.00%

Power Grid Corporation of India Ltd.

INE752E01010

127.00%

HCL Technologies Ltd.

INE860A01027

127.00%
Debt9 holdings · 2220.0%
Security% NAV

TREPS

539.00%

TREPS

501.00%

364 DAY T-BILL 04.03.27

IN002025Z484

210.00%

6.90% CGL 2065

IN0020250018

200.00%

364 DAY T-BILL 04.03.27

IN002025Z484

199.00%

7.56% State Government of Madhya Pradesh 2039

IN2120250450

172.00%

Adani Power Ltd.

INE814H07190

137.00%

91 DAY T-BILL 16.07.26

IN002026X024

134.00%

Small Industries Development Bank of India

INE556F16CB4

128.00%

Performance Comparison

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Investment Objective

SBI Balanced Advantage Fund - Regular Plan - Growth by SBI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

SBI Balanced Advantage Fund - Regular Plan - Growth is a Dynamic Asset Allocation mutual fund offered by SBI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹40,015 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX. The current expense ratio is 1.54%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations