HDFC Consumption Fund · Regular · Growth
NAV
₹13.9040
as of 13 Nov 2026
Expense Ratio
2.41%
AUM
₹1,013 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.02%
- 3Y
- +8.91%
- 5Y
- —
- Since Inception
- +10.37%
SIP returns (XIRR)
- 1Y
- +5.98%
- 3Y
- +3.16%
- 5Y
- —
- Since Inception
- +4.59%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,86,440 today — ₹1,80,000 invested, 2.4% XIRR.
₹1,80,000
Invested
₹1,86,440
Value today
2.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,29,195 today (8.9% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,86,440 in this fund vs ₹1,95,242 in the benchmark — underperformance of ₹8,802.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,12,995 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.38
Sharpe Ratio
-0.04
Alpha
0.89
Beta
-0.36
Sortino
13.42%
Std Dev
-20.08%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Automobiles22.66%
- Retailing19.21%
- Consumer Durables9.25%
- Diversified FMCG7.41%
- Healthcare Services5.98%
- Personal Products5.95%
- Telecom - Services5.21%
- Beverages5.11%
- Food Products4.41%
- Leisure Services3.79%
- Auto Components2.06%
- Power1.92%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Limited9.56%
- 2Mahindra & Mahindra Ltd.8.26%
- 3Hindustan Unilever Ltd.7.39%
- 4Bharti Airtel Ltd.5.21%
- 5Vishal Mega Mart Limited3.99%
- 6Godrej Consumer Products Ltd.3.70%
- 7Bajaj Auto Limited3.64%
- 8Maruti Suzuki India Limited3.62%
- 9Titan Company Ltd.3.22%
- 10Tvs Motor Company Ltd.3.10%
What this fund does
HDFC Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,013 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty India Consumption TRI. The current expense ratio is 2.41%.