HDFC Consumption Fund · Regular · Growth
NAV
₹13.9290
as of 31 Jul 2026
Expense Ratio
2.26%
AUM
₹980 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.49%
- 3Y
- +11.80%
- 5Y
- —
- Since Inception
- +11.47%
SIP returns (XIRR)
- 1Y
- +2.37%
- 3Y
- +5.38%
- 5Y
- —
- Since Inception
- +5.38%
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,86,048 today — ₹1,75,000 invested, 4.2% XIRR.
₹1,75,000
Invested
₹1,86,048
Value today
4.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,40,953 today (12.2% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,86,048 in this fund vs ₹1,93,253 in the benchmark — underperformance of ₹7,205.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,11,121 today (1.11×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.22
Sharpe Ratio
-0.04
Alpha
0.28
Beta
-0.21
Sortino
14.22%
Std Dev
-20.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Limited9.70%
- 2Mahindra & Mahindra Ltd.8.21%
- 3Hindustan Unilever Ltd.7.96%
- 4Bharti Airtel Ltd.5.25%
- 5Vishal Mega Mart Limited4.45%
- 6Godrej Consumer Products Ltd.4.20%
- 7Maruti Suzuki India Limited4.09%
- 8United Spirits Limited4.06%
- 9Trent Ltd.3.26%
- 10Asian Paints Limited3.19%
Investment Objective
HDFC Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹980 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 2.26%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations