HDFC Credit Risk Debt Fund · Regular · Growth
NAV
₹25.5907
as of 17 Jun 2026
Expense Ratio
1.62%
AUM
₹6,875 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.43%
- 3Y
- +7.46%
- 5Y
- +6.52%
- Since Inception
- +7.95%
SIP returns (XIRR)
- 1Y
- +6.64%
- 3Y
- +7.42%
- 5Y
- +7.09%
- Since Inception
- +7.40%
Returns calculated from 06 March 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,700
Invested
₹23,413
Value today
7.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹255
Value today
7.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,35,000
Withdrawn
₹13,80,550
Corpus left
+₹11,15,550 net gain — withdrew ₹7,35,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,56,843
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,56,843 — a 1.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.01
Sharpe Ratio
—
Alpha
—
Beta
1.04
Sortino
1.07%
Std Dev
-0.42%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Gmr Airports Limited^4.84%
- 2Tata Projects Ltd.^3.33%
- 3The Tata Power Company Ltd.^3.00%
- 4Jubilant Beverages Limited^2.76%
- 5Bamboo Hotel And Global Centre (Delhi) Private Limited^2.67%
- 6Kalpataru Projects International Ltd^2.66%
- 7Sk Finance Limited^2.65%
- 8Union Bank Of India2.59%
- 9Jubilant Bevco Limited^2.57%
- 10Nirma Ltd.^2.33%
Investment Objective
HDFC Credit Risk Debt Fund · Regular · Growth by HDFC Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
HDFC Credit Risk Debt Fund · Regular · Growth is a Credit Risk mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹6,875 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Credit Risk Bond Index B-II. The current expense ratio is 1.62%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations