HDFC Dynamic Debt Fund 54 EA · Regular · Growth
NAV
₹92.5968
as of 28 Sept 2026
Expense Ratio
1.41%
AUM
₹563 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.44%
- 3Y
- +5.83%
- 5Y
- +4.84%
- Since Inception
- +7.86%
SIP returns (XIRR)
- 1Y
- +3.73%
- 3Y
- +4.67%
- 5Y
- +5.27%
- Since Inception
- +6.98%
Returns calculated from 28 April 1997 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,94,652 today — ₹6,00,000 invested, 5.5% XIRR.
₹6,00,000
Invested
₹7,94,652
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,66,581 today (5.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹8,71,159.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,48,137 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.02
Sharpe Ratio
—
Alpha
—
Beta
-0.98
Sortino
2.83%
Std Dev
-2.77%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.34% Goi Mat 22046413.71%
- 27.25% Goi Mat 12066310.07%
- 37.3% Goi Mat 1906538.39%
- 4Rec Limited.^4.94%
- 5National Bank For Agri & Rural Dev.^4.77%
- 6National Bank For Agri & Rural Dev.^4.76%
- 76.9% Goi Mat 1504654.36%
- 8Indus Infra Trust4.10%
- 97.27% Gujarat Sdl Isd 171225 Mat 171234^3.79%
- 10Pipeline Infrastructure Pvt. Ltd.^2.89%
What this fund does
HDFC Dynamic Debt Fund 54 EA · Regular · Growth by HDFC Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
HDFC Dynamic Debt Fund 54 EA · Regular · Growth is a Dynamic Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 29 years. It manages assets worth ₹563 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Composite Debt Index A-III. The current expense ratio is 1.41%.