HDFC Dynamic Debt Fund 54 EA · Regular · Growth
NAV
₹91.5872
as of 16 Jun 2026
Expense Ratio
1.41%
AUM
₹643 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.16%
- 3Y
- +5.91%
- 5Y
- +6.01%
- Since Inception
- +7.90%
SIP returns (XIRR)
- 1Y
- +3.33%
- 3Y
- +5.06%
- 5Y
- +5.43%
- Since Inception
- +7.03%
Returns calculated from 28 April 1997 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹35,000
Invested
₹1,09,911
Value today
7.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹913
Value today
7.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹17,50,000
Withdrawn
₹36,33,998
Corpus left
+₹43,83,998 net gain — withdrew ₹17,50,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,46,055
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,46,055 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.77
Sharpe Ratio
—
Alpha
—
Beta
-0.74
Sortino
2.73%
Std Dev
-2.77%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.34% Goi Mat 22046412.10%
- 27.18% Goi Mat 1408339.03%
- 37.25% Goi Mat 1206638.82%
- 46.9% Goi Mat 1504657.71%
- 57.3% Goi Mat 1906537.41%
- 6Rec Limited.^4.38%
- 7Floating Rate Goi 20344.37%
- 8National Bank For Agri & Rural Dev.4.25%
- 9National Bank For Agri & Rural Dev.4.24%
- 107.27% Gujarat Sdl Isd 171225 Mat 171234^3.33%
Investment Objective
HDFC Dynamic Debt Fund 54 EA · Regular · Growth by HDFC Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
HDFC Dynamic Debt Fund 54 EA · Regular · Growth is a Dynamic Bond mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 29 years. It manages assets worth ₹643 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Composite Debt Index A-III. The current expense ratio is 1.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations