HDFC ELSS Tax saver - Growth Plan
₹1320.2760
₹15.91 (-1.19%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹1320.2760
₹15.91 (-1.19%)
29 May 2026
AMFI: 101979
Direct · Growth
₹₹1433.2660
₹17.22 (-1.19%)
29 May 2026
AMFI: 119060
Regular · IDCW
₹₹64.0770
₹0.77 (-1.19%)
29 May 2026
AMFI: 101980
Direct · IDCW
₹₹89.5880
₹1.08 (-1.19%)
29 May 2026
AMFI: 119059
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,57,000
Invested
₹24,32,253
Value today
17.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹16,091
Value today
14.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,70,000
Withdrawn
₹78,59,187
Corpus left
+₹84,29,187 net gain — withdrew ₹15,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,93,09,032
Value today
+0.0%
vs lumpsum
STP beat direct lumpsum by 0.0% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹24,32,253
Benchmark
₹16,17,618
+₹8,14,635 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,23,186
Value today
4.2×
Multiple
Staying invested through that crash turned ₹1L into ₹4,23,186 — a 4.2× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,31,433
Regular plan
₹1,26,586
Direct earns ₹4,847 more on a ₹60K investment — 0.81% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
-0.04
Alpha
0.42
Beta
-0.48
Sortino
12.83%
Std Dev
-15.03%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Ltd. INE090A01021 | 9.08% |
ICICI Bank Ltd. INE090A01021 | 8.93% |
HDFC Bank Ltd.£ INE040A01034 | 8.31% |
HDFC Bank Ltd.£ INE040A01034 | 8.23% |
Axis Bank Ltd. INE238A01034 | 7.22% |
Axis Bank Ltd. INE238A01034 | 7.04% |
SBI Life Insurance Company Ltd. INE123W01016 | 4.88% |
State Bank of India INE062A01020 | 4.81% |
Maruti Suzuki India Limited INE585B01010 | 4.71% |
State Bank of India INE062A01020 | 4.69% |
Maruti Suzuki India Limited INE585B01010 | 4.63% |
Bharti Airtel Ltd. INE397D01024 | 4.62% |
Bharti Airtel Ltd. INE397D01024 | 4.59% |
Kotak Mahindra Bank Limited INE237A01036 | 4.31% |
Kotak Mahindra Bank Limited INE237A01036 | 4.23% |
SBI Life Insurance Company Ltd. INE123W01016 | 3.51% |
HCL Technologies Ltd. INE860A01027 | 3.28% |
Reliance Industries Ltd. INE002A01018 | 3.06% |
Reliance Industries Ltd. INE002A01018 | 3.06% |
Bajaj Auto Limited INE917I01010 | 2.85% |
HCL Technologies Ltd. INE860A01027 | 2.76% |
Hyundai Motor India Limited INE0V6F01027 | 2.43% |
Hyundai Motor India Limited INE0V6F01027 | 2.34% |
Power Grid Corporation of India Ltd. INE752E01010 | 2.25% |
Power Grid Corporation of India Ltd. INE752E01010 | 2.23% |
Infosys Limited INE009A01021 | 2.14% |
Tata Steel Ltd. INE081A01020 | 2.04% |
Infosys Limited INE009A01021 | 2.02% |
Tata Steel Ltd. INE081A01020 | 1.97% |
Bajaj Auto Limited INE917I01010 | 1.93% |
Britannia Industries Ltd. INE216A01030 | 1.84% |
Eternal Limited INE758T01015 | 1.79% |
JSW Steel Ltd. INE019A01038 | 1.63% |
Larsen and Toubro Ltd. INE018A01030 | 1.63% |
Britannia Industries Ltd. INE216A01030 | 1.56% |
JSW Steel Ltd. INE019A01038 | 1.54% |
Eternal Limited INE758T01015 | 1.53% |
Larsen and Toubro Ltd. INE018A01030 | 1.51% |
Apollo Hospitals Enterprise Ltd. INE437A01024 | 1.40% |
Oil & Natural Gas Corporation Ltd. INE213A01029 | 1.36% |
Apollo Hospitals Enterprise Ltd. INE437A01024 | 1.35% |
Jubilant Foodworks Limited INE797F01020 | 1.22% |
Karur Vysya Bank Ltd. INE036D01028 | 1.19% |
Jubilant Foodworks Limited INE797F01020 | 1.18% |
Bosch Limited INE323A01026 | 1.16% |
ICICI Lombard General Insurance Co INE765G01017 | 1.16% |
Karur Vysya Bank Ltd. INE036D01028 | 1.13% |
ICICI Lombard General Insurance Co INE765G01017 | 1.12% |
InterGlobe Aviation Ltd. INE646L01027 | 1.10% |
InterGlobe Aviation Ltd. INE646L01027 | 1.08% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC ELSS Tax saver - Growth Plan is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HDFC ELSS Tax saver - Growth Plan is a ELSS Tax Saver mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹16,426 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations