HDFC Floating Rate Debt Fund · Regular · Growth
NAV
₹53.9345
as of 13 Nov 2026
Expense Ratio
0.53%
AUM
₹16,272 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.14%
- 3Y
- +7.19%
- 5Y
- +6.62%
- Since Inception
- +7.67%
SIP returns (XIRR)
- 1Y
- +5.15%
- 3Y
- +6.53%
- 5Y
- +6.90%
- Since Inception
- +7.45%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,48,318 today — ₹6,00,000 invested, 6.8% XIRR.
₹6,00,000
Invested
₹8,48,318
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,95,567 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹11,07,354.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,55,899 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.77
Sharpe Ratio
—
Alpha
—
Beta
-0.76
Sortino
0.89%
Std Dev
-0.38%
Max Drawdown
Performance Comparison
Related reading
Thinking about HDFC Floating Rate Debt Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
Portfolio holdings
- 16.64% Goi Mat 0712316.63%
- 2Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^4.17%
- 3Floating Rate Goi 2034^3.13%
- 4Jubilant Beverages Limited^2.95%
- 5National Bank For Agri & Rural Dev.2.44%
- 6Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^2.41%
- 7National Bank For Agri & Rural Dev.^2.26%
- 8National Bank For Agri & Rural Dev.^2.14%
- 9Aadhar Housing Finance Limited^1.84%
- 10Small Industries Development Bank^1.68%
What this fund does
HDFC Floating Rate Debt Fund · Regular · Growth by HDFC Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
HDFC Floating Rate Debt Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹16,272 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.53%.