HDFC Housing Opportunities · Regular · Growth
NAV
₹21.6460
as of 16 Jun 2026
Expense Ratio
2.23%
AUM
₹1,232 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.91%
- 3Y
- +13.60%
- 5Y
- +13.24%
- Since Inception
- +9.42%
SIP returns (XIRR)
- 1Y
- -2.76%
- 3Y
- +3.71%
- 5Y
- +10.72%
- Since Inception
- +12.90%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
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SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹10,300
Invested
₹17,455
Value today
12.1%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹208
Value today
8.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,15,000
Withdrawn
₹12,04,144
Corpus left
+₹7,19,144 net gain — withdrew ₹5,15,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,38,067
Value today
+7.4%
vs lumpsum
STP beat direct lumpsum by 7.4% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,50,709
Value today
3.5×
Multiple
Staying invested through that crash turned ₹1L into ₹3,50,709 — a 3.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
-0.07
Alpha
0.52
Beta
-0.45
Sortino
16.34%
Std Dev
-16.10%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Larsen And Toubro Ltd.8.31%
- 2Ntpc Limited8.26%
- 3Hdfc Bank Ltd.£7.99%
- 4State Bank Of India7.52%
- 5Icici Bank Ltd.7.06%
- 6Ambuja Cements Ltd.5.88%
- 7Tata Steel Ltd.4.90%
- 8Ultratech Cement Limited4.32%
- 9Axis Bank Ltd.4.20%
- 10Kalpataru Projects International Ltd4.14%
Investment Objective
HDFC Housing Opportunities · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Housing Opportunities · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,232 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Housing TRI. The current expense ratio is 2.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations