HDFC Income Fund · Regular · Growth
NAV
₹59.7903
as of 17 Jun 2026
Expense Ratio
1.44%
AUM
₹859 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.37%
- 3Y
- +6.07%
- 5Y
- +4.89%
- Since Inception
- +7.19%
SIP returns (XIRR)
- 1Y
- +3.77%
- 3Y
- +5.53%
- 5Y
- +5.62%
- Since Inception
- +6.49%
Returns calculated from 11 September 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹30,900
Invested
₹76,869
Value today
6.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹596
Value today
7.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,45,000
Withdrawn
₹21,13,617
Corpus left
+₹26,58,617 net gain — withdrew ₹15,45,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,38,272
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,38,272 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
—
Alpha
—
Beta
-0.56
Sortino
2.56%
Std Dev
-2.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.68% Goi Mat 07074018.86%
- 27.18% Goi Mat 24073710.93%
- 37.24% Goi Mat 1808556.97%
- 46.9% Goi Mat 1504654.94%
- 57.23% Goi Mat 150439^4.84%
- 66.52% Goi Mat 0712313.11%
- 7Floating Rate Goi 20343.11%
- 8Ntpc Limited^3.09%
- 9Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^3.00%
- 10National Bank For Agri & Rural Dev.2.98%
Investment Objective
HDFC Income Fund · Regular · Growth by HDFC Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.
About This Fund
HDFC Income Fund · Regular · Growth is a Medium to Long Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹859 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium To Long Duration Debt A-III Index. The current expense ratio is 1.44%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations