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Low Durationregulargrowth📊 Nifty Low Duration Debt Index A-I

HDFC Low Duration Fund - Growth

HDFC Mutual Fund

#19 of 30 (1Y)

₹60.5354

0.04 (+0.07%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹60.5354

0.04 (+0.07%)

29 May 2026

AMFI: 102452

Direct · Growth

₹₹66.0094

0.05 (+0.07%)

29 May 2026

AMFI: 118942

Regular · IDCW

₹₹10.1477

0.01 (+0.07%)

29 May 2026

AMFI: 105543

Direct · IDCW

₹₹10.0628

0.01 (+0.07%)

29 May 2026

AMFI: 118945

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.15%
1 Month-0.09%
3 Months+0.85%
6 Months+2.06%
1 Year+5.16%
3 Years (CAGR)+6.74%
5 Years (CAGR)+5.91%
10 Years (CAGR)+6.53%
Since Inception (May 2000)+6.99%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+4.67%
3 Year SIP+6.37%
5 Year SIP+6.37%
Since Inception (May 2000)+6.90%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹31,200

Invested

₹84,208

Value today

6.9%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹579

Value today

7.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹15,60,000

Withdrawn

₹15,83,843

Corpus left

+₹21,43,843 net gain — withdrew ₹15,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,46,010

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,46,010 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹86,745

Regular plan

₹83,842

Direct earns ₹2,903 more on a ₹60K investment0.48% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHDFC Mutual Fund
CategoryLow Duration
Plan Typeregular
Optiongrowth
AUM₹24,344 Cr
Expense Ratio1.09%
Min SIP₹100
Min Lumpsum₹100
BenchmarkNifty Low Duration Debt Index A-I
Launch Date26 May 2000
AMFI Code102452

Risk Metrics

Trailing 1 year, annualised

0.06

Sharpe Ratio

Alpha

Beta

0.06

Sortino

0.54%

Std Dev

-0.26%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

6.52% GOI MAT 071231

IN0020180041

5.96%

6.52% GOI MAT 071231^

IN0020180041

5.91%

Floating Rate GOI 2033

IN0020200120

4.70%

Floating Rate GOI 2033

IN0020200120

4.50%

Jubilant Beverages Limited^

INE1D4O08012

2.95%

Jubilant Beverages Limited^

INE1D4O08012

2.92%

Small Industries Development Bank^

INE556F08KN9

2.88%

Small Industries Development Bank^

INE556F08KN9

2.86%

National Bank for Agri & Rural Dev.^

INE261F08EF5

2.86%

National Bank for Agri & Rural Dev.^

INE261F08EF5

2.83%

National Housing Bank^

INE557F08FZ1

2.16%

National Bank for Agri & Rural Dev.

INE261F08EM1

2.14%

National Housing Bank^

INE557F08FZ1

2.14%

National Bank for Agri & Rural Dev.

INE261F08EM1

2.13%

Yes Bank Ltd.^

INE528G16X11

2.05%

Yes Bank Ltd.^

INE528G16X11

2.02%

Power Finance Corporation Ltd.^

INE134E08NT9

1.91%

Power Finance Corporation Ltd.

INE134E08NT9

1.89%

Indian Railways Finance Corp. Ltd.^

INE053F08304

1.87%

Indian Railways Finance Corp. Ltd.^

INE053F08304

1.85%

ADITYA BIRLA RENEWABLES LIMITED^

INE01QP08016

1.83%

Bajaj Housing Finance Ltd.^

INE377Y07482

1.83%

Bajaj Housing Finance Ltd.^

INE377Y07482

1.82%

ADITYA BIRLA RENEWABLES LIMITED^

INE01QP08016

1.81%

Jamnagar Utilities & Power Pvt. Limited^

INE936D07174

1.70%

Floating Rate GOI 2028

IN0020210160

1.69%

Jamnagar Utilities & Power Pvt. Limited^

INE936D07174

1.68%

Power Finance Corporation Ltd.^

INE134E08LX5

1.60%

Power Finance Corporation Ltd.

INE134E08LX5

1.59%

Radhakrishna Securitisation Trust (Originator - Jamnagar Utilities & Power Private Limited)^

INE2I7H15018

1.57%

Radhakrishna Securitisation Trust Group PTC ISD 150925 Mat 280928^

INE2I7H15018

1.55%

Floating Rate GOI 2028

IN0020210160

1.50%

JTPM Metal Traders Limited^

INE02PE08036

1.43%

Jubilant Bevco Limited^

INE1D4P08019

1.42%

JTPM Metal Traders Limited^

INE02PE08036

1.41%

Jubilant Bevco Limited^

INE1D4P08019

1.40%

Yes Bank Ltd.^

INE528G16X52

1.39%

Yes Bank Ltd.^

INE528G16X52

1.37%

Small Industries Development Bank^

INE556F08KS8

1.36%

National Bank for Agri & Rural Dev.

INE261F08DX0

1.36%

Small Industries Development Bank^

INE556F08KS8

1.35%

National Bank for Agri & Rural Dev.

INE261F08DX0

1.30%

Indian Oil Corporation Ltd.^

INE242A08544

1.17%

Indian Oil Corporation Ltd.^

INE242A08544

1.16%

Motilal Oswal Financial Services Ltd.^

INE338I07180

1.14%

360 One Prime Limited^

INE248U07GC5

1.14%

National Bank for Agri & Rural Dev.^

INE261F08EB4

1.14%

Poonawalla Fincorp Ltd^

INE511C07946

1.14%

Poonawalla Fincorp Ltd^

INE511C07946

1.13%

National Bank for Agri & Rural Dev.^

INE261F08EB4

1.13%

Performance Comparison

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Investment Objective

HDFC Low Duration Fund - Growth by HDFC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.

About This Fund

HDFC Low Duration Fund - Growth is a Low Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹24,344 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.09%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations