HDFC Ultra Short to Short Term Fund · Regular · Growth
NAV
₹61.9169
as of 29 Sept 2026
Expense Ratio
1.05%
AUM
₹20,960 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.56%
- 3Y
- +6.72%
- 5Y
- +6.09%
- Since Inception
- +6.99%
SIP returns (XIRR)
- 1Y
- +5.53%
- 3Y
- +6.41%
- 5Y
- +6.51%
- Since Inception
- +6.91%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,28,809 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,28,809
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,86,546 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,36,647.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,342 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.03
Sharpe Ratio
—
Alpha
—
Beta
-0.03
Sortino
0.63%
Std Dev
-0.26%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Floating Rate Goi 2028^5.33%
- 2Small Industries Development Bank^4.98%
- 3Jubilant Beverages Limited^3.60%
- 4National Bank For Agri & Rural Dev.^3.51%
- 5Floating Rate Goi 20332.82%
- 6National Bank For Agri & Rural Dev.^2.72%
- 7National Housing Bank^2.57%
- 8Yes Bank Ltd.^2.35%
- 9Power Finance Corporation Ltd.2.28%
- 10Bajaj Housing Finance Ltd.2.05%
What this fund does
HDFC Ultra Short to Short Term Fund · Regular · Growth by HDFC Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
HDFC Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹20,960 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.05%.