HDFC Overnight Fund - Growth Option
₹3984.5333
₹1.13 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3984.5333
₹1.13 (+0.03%)
31 May 2026
AMFI: 101996
Direct · Growth
₹₹4026.5310
₹1.16 (+0.03%)
31 May 2026
AMFI: 119110
Regular · IDCW
₹₹1042.6600
₹0.00 (+0.00%)
31 May 2026
AMFI: 101997
Direct · IDCW
₹₹1042.6600
₹0.00 (+0.00%)
31 May 2026
AMFI: 119109
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 30 August 2015 onwards due to a structural change in the scheme on that date. Pre-2015 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹24,100
Invested
₹16,20,527
Value today
35.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹32,992
Value today
33.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹24,88,90,127
Corpus left
+₹24,90,95,127 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,34,882
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,34,882 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹79,861
Regular plan
₹79,472
Direct earns ₹389 more on a ₹60K investment — 0.06% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-148.14
Sharpe Ratio
—
Alpha
—
Beta
-15.76
Sortino
0.02%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 11 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
182 Days TBILL MAT 240426 IN002025Y305 | 3.35% |
91 Days TBILL MAT 220526 IN002025X463 | 2.48% |
364 Days T Bill Mat 230426^ IN002025Z047 | 2.15% |
364 Days Tbill MAT 160426 IN002025Z039 | 1.81% |
91 Days Tbill MAT 140526 IN002025X455 | 1.59% |
91 Days TBILL MAT 170426 IN002025X414 | 1.34% |
91 Days TBILL MAT 090426 IN002025X406 | 0.74% |
182 Days TBILL MAT 210526 IN002025Y347 | 0.53% |
364 Days TBILL MAT 210526 IN002025Z088 | 0.53% |
91 Days TBILL ISD 050226 MAT 070526 IN002025X448 | 0.53% |
364 Days TBILL MAT 140526^ IN002025Z070 | 0.26% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Overnight Fund - Growth Option invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.
About This Fund
HDFC Overnight Fund - Growth Option is a Overnight mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹12,419 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index. The current expense ratio is 0.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations