Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansHDFC Retirement Savings Fund - Hybrid - Debt · Regular · Growth
NAV
₹21.3918
as of 01 Oct 2026
Expense Ratio
2.16%
AUM
₹153 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.14%
- 3Y
- +5.17%
- 5Y
- +5.57%
- Since Inception
- +7.44%
SIP returns (XIRR)
- 1Y
- -2.43%
- 3Y
- +2.02%
- 5Y
- +4.70%
- Since Inception
- +6.35%
Returns calculated from 05 February 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Risk Metrics
Trailing 1 year, annualised-1.36
Sharpe Ratio
-0.04
Alpha
0.15
Beta
-1.30
Sortino
3.62%
Std Dev
-4.17%
Max Drawdown
Performance Comparison
Related reading
Thinking about HDFC Retirement Savings Fund - Hybrid - Debt · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.67% Goi Mat 1712509.27%
- 2Icici Bank Ltd.8.25%
- 3Larsen And Toubro Ltd.7.49%
- 4Mahindra Rural Housing Finance Ltd^6.85%
- 56.48% Goi Mat 0610356.59%
- 66.19% Goi Mat 1609346.51%
- 7Reliance Industries Ltd.5.87%
- 87.57% Goi Mat 170633^5.30%
- 98.97% Goi Mat 051230^4.06%
- 107.5% Goi Mat 1008343.52%
What this fund does
HDFC Retirement Savings Fund - Hybrid - Debt · Regular · Growth by HDFC Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
HDFC Retirement Savings Fund - Hybrid - Debt · Regular · Growth is a Retirement Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹153 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 15:85 Index. The current expense ratio is 2.16%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach