HDFC Ultra Short Term Fund · Regular · Growth
NAV
₹16.1532
as of 31 Jul 2026
Expense Ratio
0.73%
AUM
₹16,766 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.94%
- 3Y
- +6.87%
- 5Y
- +6.13%
- Since Inception
- +6.29%
SIP returns (XIRR)
- 1Y
- +6.09%
- 3Y
- +6.68%
- 5Y
- +6.61%
- Since Inception
- +6.24%
What history actually did — last 7 years (Aug 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,16,362 today — ₹4,15,000 invested, 6.3% XIRR.
₹4,15,000
Invested
₹5,16,362
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,50,155 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2019 would still hold ₹9,85,186.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Aug 2019 – Jul 2026) (22 Mar 2020) would be ₹1,45,969 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.81
Sharpe Ratio
—
Alpha
—
Beta
1.00
Sortino
0.44%
Std Dev
-0.12%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Financing Infrastructure And Development^8.37%
- 2Small Industries Development Bank^4.71%
- 3364 Days Tbill Mat 060826^3.12%
- 4Yes Bank Ltd.^3.00%
- 5Iifl Capital Services Limited^2.26%
- 6Indian Overseas Bank^2.25%
- 7Radhakrishna Securitisation Trust (Originator - Jamnagar Utilities & Power Private Limited)2.15%
- 8National Bank For Agri & Rural Dev.^2.09%
- 9Canara Bank^1.98%
- 10National Bank For Agri & Rural Dev.^1.89%
Investment Objective
HDFC Ultra Short Term Fund · Regular · Growth by HDFC Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
HDFC Ultra Short Term Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹16,766 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 0.73%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations