HDFC Ultra Short Term Fund · Regular · Growth
NAV
₹16.0138
as of 16 Jun 2026
Expense Ratio
0.73%
AUM
₹17,370 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.86%
- 3Y
- +6.87%
- 5Y
- +6.05%
- Since Inception
- +6.27%
SIP returns (XIRR)
- 1Y
- +5.83%
- 3Y
- +6.65%
- 5Y
- +6.56%
- Since Inception
- +6.21%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹9,300
Invested
₹11,832
Value today
6.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹160
Value today
6.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,65,000
Withdrawn
₹10,07,435
Corpus left
+₹4,72,435 net gain — withdrew ₹4,65,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,499
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,499 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.81
Sharpe Ratio
—
Alpha
—
Beta
1.05
Sortino
0.41%
Std Dev
-0.11%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Financing Infrastructure And Development^7.87%
- 2Small Industries Development Bank^4.57%
- 3364 Days Tbill Mat 060826^2.94%
- 4Bank Of Baroda^2.86%
- 5Yes Bank Ltd.^2.82%
- 6National Bank For Agri & Rural Dev.^2.81%
- 7Tata Communications Limited^2.54%
- 8Indian Overseas Bank^2.25%
- 9National Bank For Agri & Rural Dev.2.24%
- 10Radhakrishna Securitisation Trust (Originator - Jamnagar Utilities & Power Private Limited)^2.06%
Investment Objective
HDFC Ultra Short Term Fund · Regular · Growth by HDFC Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
HDFC Ultra Short Term Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹17,370 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 0.73%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations