HSBC Banking and PSU Debt Fund - Regular Growth
₹25.1633
₹0.02 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹25.1633
₹0.02 (+0.08%)
29 May 2026
AMFI: 151104
Direct · Growth
₹₹26.5845
₹0.02 (+0.08%)
29 May 2026
AMFI: 151107
Regular · IDCW
₹₹10.2696
₹0.01 (+0.08%)
29 May 2026
AMFI: 151105
Direct · IDCW
₹₹10.3312
₹0.01 (+0.08%)
29 May 2026
AMFI: 151109
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹2,24,000
Invested
₹3,94,099
Value today
5.7%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹12,582
Value today
5.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,20,000
Withdrawn
₹5,45,833
Corpus left
+₹6,65,833 net gain — withdrew ₹11,20,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,165
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,165 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,284
Regular plan
₹82,502
Direct earns ₹1,782 more on a ₹60K investment — 0.30% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.37
Sharpe Ratio
—
Alpha
—
Beta
-0.40
Sortino
1.15%
Std Dev
-0.66%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
EXIM Bank** INE514E08GE8 | 4.43% |
Indian Oil Corporation Limited** INE242A08551 | 3.94% |
Power Finance Corporation Limited** INE134E08NL6 | 2.65% |
Indian Railway Finance Corporation Ltd** INE053F07BD9 | 2.65% |
Housing and Urban Development Corp. Ltd.** INE031A08988 | 2.59% |
REC Limited^ INE020B08FR6 | 2.52% |
Bharti Telecom Limited^ INE403D08298 | 2.50% |
REC Limited** INE020B08EX7 | 2.49% |
EXIM Bank** INE514E16CP6 | 2.35% |
SIDBI** INE556F08KY6 | 2.24% |
National Housing Bank** INE557F08GC8 | 2.13% |
Shivshakti Securitisation Trust** INE2I7G15010 | 2.09% |
Housing and Urban Development Corp. Ltd.** INE031A08996 | 1.93% |
Bajaj Finance Limited** INE296A07TF2 | 1.92% |
NABARD^ INE261F08EK5 | 1.89% |
EXIM Bank** INE514E08GC2 | 1.88% |
Indian Railway Finance Corporation Ltd** INE053F07AZ4 | 1.72% |
NABARD^ INE261F08EO7 | 1.68% |
SIDBI** INE556F08KR0 | 1.56% |
REC Limited** INE020B08FA2 | 1.33% |
REC Limited** INE020B08FD6 | 1.33% |
HDFC Bank Limited** INE040A08393 | 1.30% |
Indian Railway Finance Corporation Ltd** INE053F08353 | 1.30% |
SIDBI** INE556F08KT6 | 1.29% |
SIDBI** INE556F08KU4 | 1.28% |
NABARD** INE261F08EP4 | 1.26% |
REC Limited** INE020B08FW6 | 1.25% |
Indian Railway Finance Corporation Ltd** INE053F08320 | 1.25% |
NABARD^ INE261F08EU4 | 1.25% |
National Housing Bank** INE557F08GA2 | 1.25% |
Embassy Office Parks REIT** INE041007175 | 1.24% |
NABARD** INE261F08EL3 | 1.23% |
Siddhivinayak Securitisation Trust** INE2I7F15012 | 0.99% |
Power Grid Corporation of India Limited** INE752E08601 | 0.77% |
Indian Railway Finance Corporation Ltd** INE053F07BU3 | 0.75% |
Indian Railway Finance Corporation Ltd** INE053F07BA5 | 0.67% |
| Security | % NAV |
|---|---|
6.48% GOI 06Oct2035 IN0020250091 | 3.61% |
HDFC Bank Limited** INE040A16IZ6 | 3.16% |
7.04% GOI - 03-Jun-2029 IN0020240050 | 2.47% |
ICICI Bank Limited** INE090AD6337 | 2.34% |
Canara Bank** INE476A16H01 | 1.77% |
ICICI Bank Limited** INE090AD6287 | 1.53% |
7.49% Maharashtra SDL - 12-Apr-2030 IN2220230022 | 1.38% |
7.26% GOI MAT 06-Feb-2033 IN0020220151 | 1.28% |
7.61% Gujarat SDL - 03-Aug-2032 IN1520220071 | 1.27% |
6.78% Maharashtra SDL - 25-May-2031 IN2220210073 | 1.25% |
7.07% Gujarat SDL - 15-Oct-2034 IN1520250169 | 1.21% |
Axis Bank Limited** INE238AD6BW9 | 1.18% |
Union Bank of India** INE692A16KU1 | 1.18% |
Canara Bank** INE476A16H35 | 1.17% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HSBC Banking and PSU Debt Fund - Regular Growth by HSBC Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
HSBC Banking and PSU Debt Fund - Regular Growth is a Banking & PSU Debt mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹4,350 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.58%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations