HSBC Credit Risk Fund · Regular · Growth
NAV
₹34.0557
as of 16 Jun 2026
Expense Ratio
1.64%
AUM
₹493 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.51%
- 3Y
- +10.94%
- 5Y
- +8.58%
- Since Inception
- +7.62%
SIP returns (XIRR)
- 1Y
- +5.85%
- 3Y
- +11.80%
- 5Y
- +10.16%
- Since Inception
- +7.62%
SIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹2,00,000
Invested
₹3,91,521
Value today
7.6%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,997
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,00,000
Withdrawn
₹14,41,887
Corpus left
+₹14,41,887 net gain — withdrew ₹10,00,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,60,295
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,60,295 — a 1.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.96
Sharpe Ratio
—
Alpha
—
Beta
12.15
Sortino
9.23%
Std Dev
-0.41%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.01% Goi 21jul20306.29%
- 2Aditya Birla Renewables Limited**5.55%
- 3Power Grid Corporation Of India Limited**5.53%
- 4Jtpm Metal Traders**5.50%
- 5Nuvoco Vistas Corporation Limited**5.45%
- 6Nirma Limited**5.35%
- 7Rec Limited**5.34%
- 8Nabard**5.34%
- 9Jsw Kalinga Steel Ltd**4.18%
- 10Vedanta Limited^3.44%
Investment Objective
HSBC Credit Risk Fund · Regular · Growth by HSBC Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
HSBC Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹493 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations