HSBC Low Duration Fund · Regular · Growth
NAV
₹30.6136
as of 03 Aug 2026
Expense Ratio
0.89%
AUM
₹1,023 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.93%
- 3Y
- +7.45%
- 5Y
- +6.37%
- Since Inception
- +7.40%
SIP returns (XIRR)
- 1Y
- +6.24%
- 3Y
- +7.30%
- 5Y
- +7.10%
- Since Inception
- +6.89%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,21,416 today — ₹5,95,000 invested, 6.4% XIRR.
₹5,95,000
Invested
₹8,21,416
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,165 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,50,235.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,891 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.21
Sharpe Ratio
—
Alpha
—
Beta
2.83
Sortino
1.20%
Std Dev
-0.24%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Rec Limited^5.63%
- 2Power Finance Corporation Limited**5.50%
- 3Au Small Finance Bank Limited**5.31%
- 4Nabard**4.65%
- 57.38% Goi Mat 20-Jun-20273.90%
- 6182 Days Treasury Bill 19-Nov-20263.21%
- 7Lic Housing Finance Limited**2.94%
- 8Goi Floating Rate Frb 22-Sep-20332.89%
- 9Sidbi**2.88%
- 10Sidbi**2.87%
Investment Objective
HSBC Low Duration Fund · Regular · Growth by HSBC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
HSBC Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹1,023 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 0.89%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations