HSBC Short Term Fund · Regular · Growth
NAV
₹28.1352
as of 29 Sept 2026
Expense Ratio
0.70%
AUM
₹3,951 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.70%
- 3Y
- +6.78%
- 5Y
- +5.67%
- Since Inception
- +4.44%
SIP returns (XIRR)
- 1Y
- +4.62%
- 3Y
- +6.19%
- 5Y
- +6.25%
- Since Inception
- +5.10%
Returns calculated from 06 December 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,22,806 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,22,806
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,976 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,36,955.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,48,403 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.36
Sharpe Ratio
—
Alpha
—
Beta
-0.38
Sortino
1.18%
Std Dev
-0.60%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Goi 11-May-20364.16%
- 2Shivshakti Securitisation Trust**2.47%
- 3Embassy Office Parks Reit**2.39%
- 46.68% Goi 07jul20402.33%
- 56.36% Goi 16-Feb-20312.21%
- 6Ntpc Limited**1.92%
- 7Nabard^1.91%
- 8Sidbi^1.90%
- 9Hindustan Zinc Limited**1.85%
- 10Icici Bank Limited**1.73%
What this fund does
HSBC Short Term Fund · Regular · Growth by HSBC Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
HSBC Short Term Fund · Regular · Growth is a Short Term mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹3,951 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index. The current expense ratio is 0.70%.