HSBC Short Term Fund · Regular · Growth
NAV
₹28.2438
as of 13 Nov 2026
Expense Ratio
0.70%
AUM
₹4,042 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.07%
- 3Y
- +6.68%
- 5Y
- +5.70%
- Since Inception
- +4.44%
SIP returns (XIRR)
- 1Y
- +4.29%
- 3Y
- +5.89%
- 5Y
- +6.15%
- Since Inception
- +5.08%
Returns calculated from 06 December 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,498 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,17,498
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,83,920 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,21,698.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,48,976 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.49
Sharpe Ratio
—
Alpha
—
Beta
-1.50
Sortino
1.12%
Std Dev
-0.60%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Goi 11-May-20362.99%
- 2Shivshakti Securitisation Trust**2.58%
- 3Nabard**2.57%
- 4Embassy Office Parks Reit**2.55%
- 5Ntpc Limited**2.08%
- 6Sidbi**2.06%
- 7Hindustan Zinc Limited**2.01%
- 8Nabard**2.01%
- 9Bajaj Housing Finance Ltd**2.00%
- 10Nabard^1.80%
What this fund does
HSBC Short Term Fund · Regular · Growth by HSBC Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
HSBC Short Term Fund · Regular · Growth is a Short Term mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹4,042 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index. The current expense ratio is 0.70%.