HSBC Ultra Short Term Fund · Regular · Growth
NAV
₹1462.4376
as of 29 Sept 2026
Expense Ratio
0.38%
AUM
₹3,302 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.41%
- 3Y
- +6.98%
- 5Y
- +6.32%
- Since Inception
- +5.87%
SIP returns (XIRR)
- 1Y
- +6.53%
- 3Y
- +6.80%
- 5Y
- +6.76%
- Since Inception
- +6.37%
What history actually did — last 6 years (Sept 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,38,327 today — ₹3,60,000 invested, 6.5% XIRR.
₹3,60,000
Invested
₹4,38,327
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,40,744 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2020 would still hold ₹9,69,116.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Sept 2020 – Sept 2026) (3 Jun 2024) would be ₹1,16,745 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.87
Sharpe Ratio
—
Alpha
—
Beta
1.09
Sortino
0.42%
Std Dev
-0.09%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 191 Days Treasury Bill 24-Sep-20265.97%
- 2Exim Bank^3.69%
- 3Indian Bank^3.67%
- 4Bharti Telecom Limited**3.16%
- 5182 Days Treasury Bill 27-Aug-20263.00%
- 6Hdfc Bank Limited^2.94%
- 7Punjab National Bank**2.94%
- 8Sidbi^2.92%
- 9Axis Bank Limited**2.90%
- 10L&T Finance Limited**2.90%
What this fund does
HSBC Ultra Short Term Fund · Regular · Growth by HSBC Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
HSBC Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹3,302 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 0.38%.