Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansICICI Prudential Retirement Fund Hybrid Aggressive · Regular · Growth
NAV
₹27.1600
as of 29 Sept 2026
Expense Ratio
2.48%
AUM
₹1,173 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.95%
- 3Y
- +15.21%
- 5Y
- +12.94%
- Since Inception
- +14.08%
SIP returns (XIRR)
- 1Y
- +1.32%
- 3Y
- +8.62%
- 5Y
- +13.28%
- Since Inception
- +14.84%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,97,615 today — ₹4,15,000 invested, 14.9% XIRR.
₹4,15,000
Invested
₹6,97,615
Value today
14.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹2,68,115 today (15.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹19,83,531.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹6,97,615 in this fund vs ₹5,62,117 in the benchmark — outperformance of ₹1,35,498.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹3,52,727 today (3.53×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.66
Sharpe Ratio
+0.14
Alpha
0.44
Beta
0.64
Sortino
12.43%
Std Dev
-10.88%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks6.91%
- Retailing6.34%
- Industrial Products5.81%
- Consumer Durables5.46%
- Automobiles5.13%
- Capital Markets4.48%
- IT - Software4.45%
- Insurance4.45%
- Pharmaceuticals & Biotechnology4.33%
- Healthcare Services4.10%
- Petroleum Products3.36%
- Ferrous Metals3.32%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Life Insurance Corporation Of India4.45%
- 2Titan Company Ltd.2.48%
- 3Mahindra & Mahindra Ltd.2.34%
- 4Vedanta Ltd.2.29%
- 5Samvardhana Motherson International Ltd.2.28%
- 6Hdfc Bank Ltd.2.20%
- 7Indegene Ltd.2.09%
- 8Swiggy Ltd2.01%
- 9Reliance Industries Ltd.1.87%
- 10Kotak Mahindra Bank Ltd.1.83%
What this fund does
ICICI Prudential Retirement Fund Hybrid Aggressive · Regular · Growth by ICICI Prudential Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
ICICI Prudential Retirement Fund Hybrid Aggressive · Regular · Growth is a Retirement Fund mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,173 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.48%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach