ICICI Prudential Retirement Fund Hybrid Aggressive · Regular · Growth
NAV
₹28.0800
as of 31 Jul 2026
Expense Ratio
2.13%
AUM
₹1,171 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.18%
- 3Y
- +17.18%
- 5Y
- +15.22%
- Since Inception
- +14.92%
SIP returns (XIRR)
- 1Y
- +9.87%
- 3Y
- +12.83%
- 5Y
- +15.55%
- Since Inception
- +16.31%
What history actually did — last 7 years (Aug 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,39,067 today — ₹4,15,000 invested, 16.5% XIRR.
₹4,15,000
Invested
₹7,39,067
Value today
16.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹2,80,800 today (15.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2019 would still hold ₹20,68,933.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,39,067 in this fund vs ₹6,16,074 in the benchmark — outperformance of ₹1,22,993.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Aug 2019 – Jul 2026) (22 Mar 2020) would be ₹3,64,675 today (3.65×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.48
Sharpe Ratio
+0.11
Alpha
0.45
Beta
0.45
Sortino
13.48%
Std Dev
-10.88%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Industrial Products6.60%
- Banks6.58%
- IT - Software5.95%
- Pharmaceuticals & Biotechnology5.75%
- Capital Markets5.53%
- Retailing4.73%
- Ferrous Metals4.39%
- Consumer Durables4.36%
- Electrical Equipment3.56%
- Automobiles3.14%
- Aerospace & Defense3.12%
- Petroleum Products2.96%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - IDCW Option
- 1Vedanta Ltd. **2.45%
- 2Hdfc Bank Ltd.2.44%
- 3Kirloskar Oil Engines Ltd.2.29%
- 4Titan Company Ltd.2.28%
- 5Mahindra & Mahindra Ltd.2.14%
- 6Reliance Industries Ltd.2.01%
- 7Larsen & Toubro Ltd.1.84%
- 8Samvardhana Motherson International Ltd.1.82%
- 9Hindustan Unilever Ltd.1.73%
- 10Kotak Mahindra Bank Ltd.1.72%
Investment Objective
ICICI Prudential Retirement Fund Hybrid Aggressive · Regular · Growth by ICICI Prudential Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
ICICI Prudential Retirement Fund Hybrid Aggressive · Regular · Growth is a Retirement Fund mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,171 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.13%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations