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Retirement Fundregulargrowth📊 CRISIL Hybrid 35+65 - Aggressive Index

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option

ICICI Prudential Mutual Fund

#2 of 29 (1Y)

₹27.4100

0.20 (-0.72%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹27.4100

0.20 (-0.72%)

29 May 2026

AMFI: 146722

Direct · Growth

₹₹30.6400

0.23 (-0.75%)

29 May 2026

AMFI: 146721

Regular · IDCW

₹₹27.4000

0.21 (-0.76%)

29 May 2026

AMFI: 146723

Direct · IDCW

₹₹30.6400

0.23 (-0.75%)

29 May 2026

AMFI: 146720

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.88%
1 Month-0.29%
3 Months-0.37%
6 Months-0.48%
1 Year+8.54%
3 Years (CAGR)+20.57%
5 Years (CAGR)+15.93%
10 Years (CAGR)
Since Inception (Feb 2019)+14.68%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+7.22%
3 Year SIP+13.00%
5 Year SIP+15.31%
Since Inception (Feb 2019)+16.16%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹8,700

Invested

₹15,945

Value today

16.4%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹13,705

Value today

14.9%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,35,000

Withdrawn

₹19,43,772

Corpus left

+₹13,78,772 net gain — withdrew ₹4,35,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹16,18,137

Value today

-1.6%

vs lumpsum

Direct lumpsum would have beaten STP by 1.6% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹100/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹15,945

Benchmark

₹13,054

+₹2,891 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,55,974

Value today

3.6×

Multiple

Staying invested through that crash turned ₹1L into ₹3,55,974 — a 3.6× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 7 years

Expense ratio drag on your actual returns

Direct plan

₹81,938

Regular plan

₹77,037

Direct earns ₹4,901 more on a ₹42K investment1.67% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseICICI Prudential Mutual Fund
CategoryRetirement Fund
Plan Typeregular
Optiongrowth
AUM₹1,095 Cr
Expense Ratio2.13%
Min SIP₹100
Min Lumpsum₹5,000
BenchmarkCRISIL Hybrid 35+65 - Aggressive Index ✓
Launch Date07 Feb 2019
AMFI Code146722

Risk Metrics

Trailing 1 year, annualised

0.16

Sharpe Ratio

+0.08

Alpha

0.40

Beta

0.14

Sortino

14.03%

Std Dev

-13.49%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity46 holdings · 64.0%
Security% NAV

Multi Commodity Exchange Of India Ltd.

INE745G01043

2.42%

Tech Mahindra Ltd.

INE669C01036

2.29%

Titan Company Ltd.

INE280A01028

2.03%

Tata Motors Ltd.

INE1TAE01010

2.01%

Mphasis Ltd.

INE356A01018

1.92%

Mahindra & Mahindra Ltd.

INE101A01026

1.85%

Ultratech Cement Ltd.

INE481G01011

1.81%

UPL Ltd.

INE628A01036

1.77%

HDFC Bank Ltd.

INE040A01034

1.74%

Larsen & Toubro Ltd.

INE018A01030

1.67%

Lupin Ltd.

INE326A01037

1.66%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.55%

Infosys Ltd.

INE009A01021

1.52%

Jindal Steel Ltd.

INE749A01030

1.52%

Power Grid Corporation Of India Ltd.

INE752E01010

1.50%

Vedanta Ltd.

INE205A01025

1.50%

Britannia Industries Ltd.

INE216A01030

1.50%

BSE Ltd.

INE118H01025

1.49%

Hindustan Unilever Ltd.

INE030A01027

1.47%

Jindal Stainless Ltd.

INE220G01021

1.45%

Samvardhana Motherson International Ltd.

INE775A01035

1.45%

Astrazeneca Pharma India Ltd.

INE203A01020

1.38%

Interglobe Aviation Ltd.

INE646L01027

1.36%

Maruti Suzuki India Ltd.

INE585B01010

1.32%

KEI Industries Ltd.

INE878B01027

1.32%

Kirloskar Oil Engines Ltd.

INE146L01010

1.30%

Sagility India Ltd

INE0W2G01015

1.28%

Muthoot Finance Ltd.

INE414G01012

1.25%

HDFC Asset Management Company Ltd.

INE127D01025

1.24%

HDFC Life Insurance Company Ltd.

INE795G01014

1.17%

Pidilite Industries Ltd.

INE318A01026

1.17%

Ambuja Cements Ltd.

INE079A01024

1.15%

Akzo Nobel India Ltd.

INE133A01011

1.13%

JSW Steel Ltd.

INE019A01038

1.11%

United Spirits Ltd.

INE854D01024

1.10%

Nephrocare Health Services Ltd

INE428V01029

1.06%

Bharat Electronics Ltd.

INE263A01024

1.03%

Polycab India Ltd.

INE455K01017

1.03%

LG Electronics Inc

INE324D01010

1.00%

AMI Organics Ltd.

INE00FF01025

0.98%

K.P.R. Mill Ltd.

INE930H01031

0.98%

Pfizer Ltd.

INE182A01018

0.98%

Kotak Mahindra Bank Ltd.

INE237A01036

0.91%

Eternal Ltd.

INE758T01015

0.88%

Bharti Airtel Ltd.

INE397D01024

0.84%

Avenue Supermarts Ltd.

INE192R01011

0.84%
Debt4 holdings · 6.8%
Security% NAV

Vedanta Ltd. **

INE205A08046

2.90%

NABARD

INE261F08DV4

1.44%

Summit Digitel Infrastructure Ltd **

INE507T07062

1.44%

LIC Housing Finance Ltd. **

INE115A07NP6

0.98%

Performance Comparison

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Investment Objective

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option by ICICI Prudential Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.

About This Fund

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option is a Retirement Fund mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,095 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.13%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Individuals planning for retirement with a systematic long-term investment approach
  • SIP investors who can benefit from rupee cost averaging during market fluctuations