ICICI Prudential Retirement Fund Pure Equity · Regular · Growth
NAV
₹34.9300
as of 17 Jun 2026
Expense Ratio
2.03%
AUM
₹1,682 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.05%
- 3Y
- +22.27%
- 5Y
- +21.36%
- Since Inception
- +18.68%
SIP returns (XIRR)
- 1Y
- +11.18%
- 3Y
- +15.57%
- 5Y
- +18.89%
- Since Inception
- +20.82%
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹18,192
Benchmark
₹13,208
+₹4,984 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹8,800
Invested
₹18,192
Value today
19.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,625
Value today
17.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,40,000
Withdrawn
₹24,15,386
Corpus left
+₹18,55,386 net gain — withdrew ₹4,40,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹19,64,646
Value today
-1.5%
vs lumpsum
Direct lumpsum would have beaten STP by 1.5% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,90,413
Value today
4.9×
Multiple
Staying invested through that crash turned ₹1L into ₹4,90,413 — a 4.9× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.32
Sharpe Ratio
+0.11
Alpha
0.53
Beta
0.30
Sortino
16.42%
Std Dev
-13.09%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks10.00%
- Electrical Equipment9.00%
- Industrial Products6.00%
- Realty5.00%
- Capital Markets5.00%
- Diversified Fmcg5.00%
- Automobiles5.00%
- Consumer Durables4.00%
- Cement & Cement Products4.00%
- IT - Software4.00%
- Chemicals & Petrochemicals3.00%
- Retailing3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.6.12%
- 2Hindustan Unilever Ltd.3.59%
- 3Reliance Industries Ltd.3.49%
- 4Icici Bank Ltd.2.47%
- 5Mahindra & Mahindra Ltd.2.37%
- 6Abb India Ltd.2.31%
- 7Multi Commodity Exchange Of India Ltd.2.13%
- 8Larsen & Toubro Ltd.2.09%
- 9Avenue Supermarts Ltd.1.98%
- 10Ultratech Cement Ltd.1.98%
Investment Objective
ICICI Prudential Retirement Fund Pure Equity · Regular · Growth by ICICI Prudential Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
ICICI Prudential Retirement Fund Pure Equity · Regular · Growth is a Retirement Fund mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,682 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.03%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations