Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansICICI Prudential Retirement Fund Pure Equity · Regular · Growth
NAV
₹33.7800
as of 30 Sept 2026
Expense Ratio
2.14%
AUM
₹1,884 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.74%
- 3Y
- +17.26%
- 5Y
- +16.59%
- Since Inception
- +17.40%
SIP returns (XIRR)
- 1Y
- +0.40%
- 3Y
- +9.33%
- 5Y
- +15.29%
- Since Inception
- +18.60%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,96,900 today — ₹4,15,000 invested, 18.7% XIRR.
₹4,15,000
Invested
₹7,96,900
Value today
18.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹3,39,157 today (19.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹25,94,666.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,96,900 in this fund vs ₹5,59,748 in the benchmark — outperformance of ₹2,37,152.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹4,98,230 today (4.98×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.72
Sharpe Ratio
+0.14
Alpha
0.50
Beta
0.72
Sortino
14.38%
Std Dev
-11.51%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Electrical Equipment8.48%
- Industrial Products7.41%
- Banks7.33%
- Capital Markets6.02%
- Diversified Fmcg5.28%
- Petroleum Products4.14%
- Realty3.97%
- Automobiles3.87%
- Consumer Durables3.86%
- Retailing3.65%
- Cement & Cement Products3.51%
- IT - Software3.25%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.4.87%
- 2Reliance Industries Ltd.4.14%
- 3Multi Commodity Exchange Of India Ltd.3.83%
- 4Hindustan Unilever Ltd.3.67%
- 5Icici Bank Ltd.2.46%
- 6Bharti Airtel Ltd.2.38%
- 7Apar Industries Ltd.2.27%
- 8Britannia Industries Ltd.2.26%
- 9Avenue Supermarts Ltd.2.25%
- 10Life Insurance Corporation Of India2.18%
What this fund does
ICICI Prudential Retirement Fund Pure Equity · Regular · Growth by ICICI Prudential Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
ICICI Prudential Retirement Fund Pure Equity · Regular · Growth is a Retirement Fund mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,884 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 2.14%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach