ICICI Prudential Savings Fund - Growth
₹572.8162
₹0.49 (+0.09%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹572.8162
₹0.49 (+0.09%)
29 May 2026
AMFI: 101619
Direct · Growth
₹₹581.3428
₹0.50 (+0.09%)
29 May 2026
AMFI: 120398
Regular · IDCW
₹₹191.9989
₹0.16 (+0.09%)
29 May 2026
AMFI: 115511
Direct · IDCW
₹₹105.4539
₹0.09 (+0.09%)
29 May 2026
AMFI: 120396
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 01 November 2009 onwards due to a structural change in the scheme on that date. Pre-2009 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹19,800
Invested
₹37,828
Value today
7.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹341
Value today
7.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,90,000
Withdrawn
₹15,17,281
Corpus left
+₹15,07,281 net gain — withdrew ₹9,90,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,50,294
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,50,294 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹86,608
Regular plan
₹86,041
Direct earns ₹567 more on a ₹60K investment — 0.09% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.94
Sharpe Ratio
—
Alpha
—
Beta
1.16
Sortino
0.52%
Std Dev
-0.22%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Radhakrishna Securitization Trust ** INE2I7H15018 | 3.22% |
Bank Of Baroda ** INE028A16LD2 | 3.19% |
NABARD ** INE261F08EF5 | 2.44% |
Government Securities IN0020180041 | 2.33% |
Union Bank Of India INE692A16KU1 | 2.13% |
Punjab National Bank INE160A16UD4 | 1.86% |
State Government of Karnataka IN1920250157 | 1.85% |
Axis Bank Ltd. ** INE238AD6BV1 | 1.77% |
Punjab National Bank INE160A16UI3 | 1.77% |
HDFC Bank Ltd. INE040A16IM4 | 1.76% |
Bank Of India ** INE084A16FS5 | 1.76% |
Bank Of Baroda ** INE028A16KY0 | 1.60% |
Bajaj Housing Finance Ltd. ** INE377Y07615 | 1.57% |
HDFC Bank Ltd. ** INE040A16IK8 | 1.50% |
Small Industries Development Bank Of India. ** INE556F16CA6 | 1.41% |
Piramal Finance Ltd. ** INE202B07JR4 | 1.41% |
Government Securities IN0020200120 | 1.35% |
State Government of Gujarat IN1520250276 | 1.32% |
Small Industries Development Bank Of India. ** INE556F16BV4 | 1.24% |
NABARD ** INE261F08EK5 | 1.14% |
Muthoot Finance Ltd. ** INE414G07JM5 | 1.13% |
Tata Capital Financial Services Ltd. ** INE306N07NI9 | 1.13% |
NABARD ** INE261F08EI9 | 1.13% |
India Universal Trust AL1 ** INE16J715035 | 1.12% |
NABARD INE261F16AD1 | 1.06% |
Canara Bank INE476A16G28 | 1.06% |
JTPM Metal Traders Ltd. ** INE02PE08036 | 1.05% |
360 One Prime Ltd. ** INE248U07FW5 | 1.03% |
State Government of Bihar IN1320250070 | 1.02% |
Muthoot Finance Ltd. ** INE414G07IQ8 | 0.94% |
182 Days Treasury Bills IN002025Y321 | 0.93% |
Punjab National Bank INE160A16UE2 | 0.92% |
Small Industries Development Bank Of India. ** INE556F16BW2 | 0.88% |
Small Industries Development Bank Of India. ** INE556F16BX0 | 0.88% |
IndusInd Bank Ltd. ** INE095A168C9 | 0.88% |
IDFC First Bank Ltd. ** INE092T16ZC0 | 0.88% |
Small Industries Development Bank Of India. ** INE556F16CB4 | 0.88% |
IndusInd Bank Ltd. ** INE095A162D0 | 0.88% |
Rural Electrification Corporation Ltd. ** INE020B08EW9 | 0.85% |
LIC Housing Finance Ltd. INE115A07QZ8 | 0.84% |
Rural Electrification Corporation Ltd. ** INE020B08FW6 | 0.83% |
Shriram Pistons & Rings Ltd ** INE526E07015 | 0.79% |
Mahindra & Mahindra Financial Services Ltd. ** INE774D07VJ0 | 0.77% |
Motilal oswal finvest Ltd ** INE01WN07128 | 0.75% |
LIC Housing Finance Ltd. INE115A07RF8 | 0.75% |
Tata Capital Housing Finance Ltd. ** INE033L07IN3 | 0.74% |
EMBASSY OFFICE PARKS REIT ** INE041007183 | 0.74% |
Tata Capital Housing Finance Ltd. ** INE033L07IR4 | 0.73% |
Panatone Finvest Ltd. ** INE116F14240 | 0.71% |
Bank Of Baroda INE028A16LE0 | 0.71% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
ICICI Prudential Savings Fund - Growth by ICICI Prudential Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
ICICI Prudential Savings Fund - Growth is a Low Duration mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 20 years. The current expense ratio is 1.71%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations