Invesco India Banking and PSU Fund - Regular Plan - Growth Option
₹2343.0426
₹1.00 (+0.04%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹2343.0426
₹1.00 (+0.04%)
29 May 2026
AMFI: 118232
Direct · Growth
₹₹2516.9670
₹1.12 (+0.04%)
29 May 2026
AMFI: 120444
Regular · IDCW
₹₹1061.3200
₹0.45 (+0.04%)
29 May 2026
AMFI: 118233
Direct · IDCW
₹₹1061.8107
₹0.47 (+0.04%)
29 May 2026
AMFI: 120443
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹80,500
Invested
₹1,23,817
Value today
6.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,338
Value today
6.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,05,000
Withdrawn
₹10,99,939
Corpus left
+₹9,04,939 net gain — withdrew ₹8,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,112
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,112 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,041
Regular plan
₹82,252
Direct earns ₹1,789 more on a ₹60K investment — 0.30% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.53
Sharpe Ratio
—
Alpha
—
Beta
-0.55
Sortino
1.33%
Std Dev
-0.93%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Invesco India Banking and PSU Fund - Regular Plan - Growth Option by Invesco Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Invesco India Banking and PSU Fund - Regular Plan - Growth Option is a Banking & PSU Debt mutual fund offered by Invesco Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹129 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking and PSU Debt Index A-II. The current expense ratio is 0.63%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations