Invesco India Credit Risk Fund · Regular · Growth
NAV
₹2076.3144
as of 31 Jul 2026
Expense Ratio
1.45%
AUM
₹160 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.79%
- 3Y
- +8.46%
- 5Y
- +7.23%
- Since Inception
- +6.32%
SIP returns (XIRR)
- 1Y
- +7.92%
- 3Y
- +8.27%
- 5Y
- +8.17%
- Since Inception
- +6.24%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,21,925 today — ₹5,95,000 invested, 6.4% XIRR.
₹5,95,000
Invested
₹8,21,925
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,72,034 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹8,98,417.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,55,688 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.31
Sharpe Ratio
—
Alpha
—
Beta
2.52
Sortino
1.97%
Std Dev
-0.42%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Invesco India Credit Risk Fund · Regular · Growth by Invesco Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Invesco India Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Invesco Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹160 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Credit Risk Bond Index B-II. The current expense ratio is 1.45%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations