Invesco India Credit Risk Fund · Regular · Growth
NAV
₹2079.8635
as of 30 Sept 2026
Expense Ratio
1.46%
AUM
₹160 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.49%
- 3Y
- +8.22%
- 5Y
- +7.11%
- Since Inception
- +6.25%
SIP returns (XIRR)
- 1Y
- +6.29%
- 3Y
- +7.49%
- 5Y
- +7.79%
- Since Inception
- +6.11%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,24,920 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,24,920
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,69,362 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹8,68,698.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,55,978 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
—
Alpha
—
Beta
0.26
Sortino
1.53%
Std Dev
-0.42%
Max Drawdown
Performance Comparison
Thinking about Invesco India Credit Risk Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.68% Government Of India 204014.45%
- 26.79% Government Of India 20348.93%
- 37.51% Tata Housing Development Company Limited 2028 **8.26%
- 48% Adani Power Limited 2028 **8.19%
- 58.65% Aadhar Housing Finance Limited 2027 **7.81%
- 68.29% Ongc Petro Additions Limited 2027 **7.20%
- 77.87% Lodha Developers Limited 2029 **7.19%
- 88.75% 360 One Prime Limited 2027 **5.97%
- 910.5% Indostar Capital Finance Limited 20263.60%
- 107.32% Government Of India 20303.08%
What this fund does
Invesco India Credit Risk Fund · Regular · Growth by Invesco Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Invesco India Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Invesco Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹160 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Credit Risk Bond Index B-II. The current expense ratio is 1.46%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations