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Credit RiskModerate📊 Nifty Credit Risk Bond Index B-II

Invesco India Credit Risk Fund · Regular · Growth

Invesco Mutual Fund

#11 of 15 (1Y)

NAV

₹2056.6610

as of 17 Jun 2026

Expense Ratio

1.45%

AUM

₹159 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Moderate
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Lumpsum returns (CAGR)

1Y
+6.34%
3Y
+8.33%
5Y
+7.10%
Since Inception
+6.30%

SIP returns (XIRR)

1Y
+7.62%
3Y
+8.27%
5Y
+8.13%
Since Inception
+6.20%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹70,500

Invested

₹1,02,252

Value today

6.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,049

Value today

6.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,05,000

Withdrawn

₹10,26,290

Corpus left

+₹7,31,290 net gain — withdrew ₹7,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,53,840

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,53,840 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

1.27

Sharpe Ratio

Alpha

Beta

2.49

Sortino

1.95%

Std Dev

-0.42%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseInvesco Mutual Fund
CategoryCredit Risk
BenchmarkNifty Credit Risk Bond Index B-II
Launch Date08 Sept 2014
AMFI Code130721
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹500
Exit LoadIf units are redeemed switched out on or before 1 year from the date of allotment 1% If units are redeemed switched out after 1 year from the date of allotment Nil Switch between the Plans under the Scheme Nil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Invesco India Credit Risk Fund · Regular · Growth by Invesco Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

Invesco India Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Invesco Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹159 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Credit Risk Bond Index B-II. The current expense ratio is 1.45%.

Who Should Invest?

  • Moderate-risk investors looking for balanced growth and income
  • Investors with a medium-term horizon of 3-5 years
  • SIP investors who can benefit from rupee cost averaging during market fluctuations