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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

ITI Balanced Advantage Fund · Regular · Growth

ITI Mutual Fund

#29 of 35 (1Y)

NAV

₹14.2500

as of 17 Jun 2026

Expense Ratio

2.39%

AUM

₹378 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-1.10%
3Y
+8.90%
5Y
+7.11%
Since Inception
+5.63%

SIP returns (XIRR)

1Y
-1.11%
3Y
+4.06%
5Y
+6.48%
Since Inception
+7.31%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹39,000

Invested

₹48,272

Value today

6.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,388

Value today

5.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,90,000

Withdrawn

₹9,04,901

Corpus left

+₹2,94,901 net gain — withdrew ₹3,90,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,73,897

Value today

+17.0%

vs lumpsum

STP beat direct lumpsum by 17.0% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,03,338

Value today

2.0×

Multiple

Staying invested through that crash turned ₹1L into ₹2,03,338 — a 2.0× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.67

Sharpe Ratio

Alpha

Beta

-0.66

Sortino

8.21%

Std Dev

-9.12%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseITI Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date31 Dec 2019
AMFI Code147787
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit Load10% of the units allotted may be redeemed without any exit load on or before completion of 3 months from the date of allotment of units Any redemption in excess of such limit in the first 3 months from the date of allotment shall be subject to the following exit load (1) 1% if redeemed or switched out on or before completion of 3 months from the date of allotment of units (2) Nil if redeemed or switched out after completion of 3 months from the date of allotment of units

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

ITI Balanced Advantage Fund · Regular · Growth by ITI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

ITI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by ITI Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹378 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.39%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations