ITI Dynamic Term Fund · Regular · Growth
NAV
₹12.6985
as of 30 Sept 2026
Expense Ratio
1.23%
AUM
₹30 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.80%
- 3Y
- +4.94%
- 5Y
- +4.61%
- Since Inception
- +4.69%
SIP returns (XIRR)
- 1Y
- +0.57%
- 3Y
- +3.20%
- 5Y
- +4.31%
- Since Inception
- +4.34%
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,27,846 today — ₹2,95,000 invested, 4.3% XIRR.
₹2,95,000
Invested
₹3,27,846
Value today
4.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,25,269 today (4.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹9,24,848.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,09,226 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.34
Sharpe Ratio
—
Alpha
—
Beta
-2.23
Sortino
2.04%
Std Dev
-2.03%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
ITI Dynamic Term Fund · Regular · Growth by ITI Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
ITI Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by ITI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹29.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.23%.