JM Ultra Short to Short Term Fund · Regular · Growth
NAV
₹40.0075
as of 13 Nov 2026
Expense Ratio
0.84%
AUM
₹223 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.39%
- 3Y
- +6.69%
- 5Y
- +6.07%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +5.54%
- 3Y
- +6.30%
- 5Y
- +6.41%
- Since Inception
- +6.76%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,23,013 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,23,013
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,76,709 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,44,080.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,74,133 today (1.74×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.09
Sharpe Ratio
—
Alpha
—
Beta
-1.14
Sortino
0.54%
Std Dev
-0.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
JM Ultra Short to Short Term Fund · Regular · Growth by JM Financial Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
JM Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹223 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 0.84%.