JM Medium to Long Term Fund · Regular · Growth
NAV
₹64.0280
as of 01 Oct 2026
Expense Ratio
1.03%
AUM
₹30 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.25%
- 3Y
- +5.93%
- 5Y
- +4.69%
- Since Inception
- +6.07%
SIP returns (XIRR)
- 1Y
- +1.98%
- 3Y
- +4.51%
- 5Y
- +5.16%
- Since Inception
- +5.17%
Returns calculated from 16 October 1995 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Oct 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,38,021 today — ₹5,95,000 invested, 4.3% XIRR.
₹5,95,000
Invested
₹7,38,021
Value today
4.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,44,465 today (3.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹7,06,631.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Oct 2026) (22 Mar 2020) would be ₹1,38,756 today (1.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.47
Sharpe Ratio
—
Alpha
—
Beta
-1.44
Sortino
2.15%
Std Dev
-1.57%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
JM Medium to Long Term Fund · Regular · Growth by JM Financial Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
JM Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 31 years. It manages assets worth ₹29.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 1.03%.