Kotak Balanced Advantage Fund -Regular Plan - Growth Option
₹20.4720
₹0.14 (-0.70%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹20.4720
₹0.14 (-0.70%)
29 May 2026
AMFI: 144333
Direct · Growth
₹₹22.4200
₹0.16 (-0.70%)
29 May 2026
AMFI: 144335
Regular · IDCW
₹₹20.4720
₹0.14 (-0.70%)
29 May 2026
AMFI: 144336
Direct · IDCW
₹₹22.4200
₹0.16 (-0.70%)
29 May 2026
AMFI: 144334
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹9,400
Invested
₹13,707
Value today
9.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹205
Value today
9.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,70,000
Withdrawn
₹13,61,831
Corpus left
+₹8,31,831 net gain — withdrew ₹4,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹12,42,716
Value today
+1.2%
vs lumpsum
STP beat direct lumpsum by 1.2% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,43,424
Value today
2.4×
Multiple
Staying invested through that crash turned ₹1L into ₹2,43,424 — a 2.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹62,208
Regular plan
₹59,338
Direct earns ₹2,870 more on a ₹42K investment — 0.98% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.51
Sharpe Ratio
—
Alpha
—
Beta
-0.50
Sortino
8.67%
Std Dev
-8.81%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Central Government - 2064 IN0020240035 | 615.00% |
Central Government - 2064 IN0020240035 | 583.00% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 384.00% |
ICICI BANK LTD. INE090A01021 | 384.00% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 382.00% |
ICICI BANK LTD. INE090A01021 | 379.00% |
STATE BANK OF INDIA. INE062A01020 | 321.00% |
HDFC BANK LTD. INE040A01034 | 294.00% |
HDFC BANK LTD. INE040A01034 | 293.00% |
STATE BANK OF INDIA. INE062A01020 | 282.00% |
BHARTI AIRTEL LTD. INE397D01024 | 234.00% |
BHARTI AIRTEL LTD. INE397D01024 | 234.00% |
Larsen and Toubro Ltd. INE018A01030 | 211.00% |
Infosys Ltd. INE009A01021 | 199.00% |
Larsen and Toubro Ltd. INE018A01030 | 195.00% |
Infosys Ltd. INE009A01021 | 177.00% |
BAJAJ FINANCE LTD. INE296A01032 | 155.00% |
Mahindra & Mahindra Ltd. INE101A01026 | 148.00% |
Mahindra & Mahindra Ltd. INE101A01026 | 146.00% |
ETERNAL LIMITED INE758T01015 | 144.00% |
BANK OF BARODA** INE028A16LW2 | 144.00% |
ETERNAL LIMITED INE758T01015 | 141.00% |
AXIS BANK LTD. INE238A01034 | 139.00% |
Solar Industries India Limited INE343H01029 | 138.00% |
BANK OF BARODA** INE028A16LW2 | 137.00% |
Mphasis Ltd INE356A01018 | 136.00% |
AXIS BANK LTD. INE238A01034 | 135.00% |
BAJAJ FINANCE LTD. INE296A01032 | 135.00% |
Maruti Suzuki India Limited INE585B01010 | 131.00% |
Mphasis Ltd INE356A01018 | 130.00% |
Maruti Suzuki India Limited INE585B01010 | 129.00% |
ITC Ltd. INE154A01025 | 128.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) ** INE02PE08036 | 128.00% |
GE VERNOVA T&D INDIA LIMITED INE200A01026 | 127.00% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 126.00% |
ITC Ltd. INE154A01025 | 124.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) ** INE02PE08036 | 122.00% |
National Housing Bank** INE557F08GE4 | 119.00% |
BROOKFIELD REIT @ INE0FDU25010 | 115.00% |
Karnataka State Govt - 2032 - Karnataka IN1920250173 | 115.00% |
Solar Industries India Limited INE343H01029 | 114.00% |
Inter Globe Aviation Ltd INE646L01027 | 113.00% |
National Housing Bank** INE557F08GE4 | 112.00% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 111.00% |
Inter Globe Aviation Ltd INE646L01027 | 110.00% |
GE VERNOVA T&D INDIA LIMITED INE200A01026 | 110.00% |
BROOKFIELD REIT @ INE0FDU25010 | 109.00% |
SUN PHARMACEUTICAL INDUSTRIES LTD. INE044A01036 | 108.00% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 108.00% |
Karnataka State Govt - 2032 - Karnataka(^) IN1920250173 | 108.00% |
Performance Comparison
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Investment Objective
Kotak Balanced Advantage Fund -Regular Plan - Growth Option by Kotak Mahindra Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Kotak Balanced Advantage Fund -Regular Plan - Growth Option is a Dynamic Asset Allocation mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹17,362 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid composite debt 50:50 Index. The current expense ratio is 1.65%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations