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Medium to Long Durationregulargrowth📊 CRISIL Medium to Long Duration Debt A-III Index

Kotak Bond Fund - Regular Plan Growth

Kotak Mahindra Mutual Fund

#10 of 14 (1Y)

₹77.8071

0.07 (+0.09%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹77.8071

0.07 (+0.09%)

29 May 2026

AMFI: 100299

Direct · Growth

₹₹88.1346

0.09 (+0.10%)

29 May 2026

AMFI: 119735

Regular · IDCW

₹₹47.6700

0.04 (+0.09%)

29 May 2026

AMFI: 100300

Direct · IDCW

₹₹29.3341

0.03 (+0.10%)

29 May 2026

AMFI: 119734

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.06%
1 Month-0.56%
3 Months-0.40%
6 Months-0.07%
1 Year+0.24%
3 Years (CAGR)+5.49%
5 Years (CAGR)+4.95%
10 Years (CAGR)+6.14%
Since Inception (Nov 1999)+8.04%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+0.72%
3 Year SIP+4.52%
5 Year SIP+5.08%
Since Inception (Nov 1999)+7.22%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹31,800

Invested

₹92,172

Value today

7.2%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹778

Value today

8.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹15,90,000

Withdrawn

₹31,72,122

Corpus left

+₹37,62,122 net gain — withdrew ₹15,90,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,41,783

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,41,783 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹85,943

Regular plan

₹81,107

Direct earns ₹4,836 more on a ₹60K investment0.81% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseKotak Mahindra Mutual Fund
CategoryMedium to Long Duration
Plan Typeregular
Optiongrowth
AUM₹2,003 Cr
Min SIP₹100
Min Lumpsum₹100
BenchmarkCRISIL Medium to Long Duration Debt A-III Index
Launch Date25 Nov 1999
AMFI Code100299

Risk Metrics

Trailing 1 year, annualised

-1.01

Sharpe Ratio

Alpha

Beta

-0.98

Sortino

2.25%

Std Dev

-1.96%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

Central Government - 2065

IN0020250018

758.00%

Central Government - 2055

IN0020250075

727.00%

National Housing Bank**

INE557F08GE4

719.00%

National Housing Bank(^)**

INE557F08GE4

716.00%

Central Government - 2065

IN0020250018

684.00%

Tamil Nadu State Govt - 2032 - Tamil Nadu

IN3120250722

656.00%

Tamil Nadu State Govt - 2032 - Tamil Nadu

IN3120250722

653.00%

Central Government - 2055

IN0020250075

612.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

INE261F16AH2

504.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

INE261F16AH2

502.00%

Central Government - 2054(^)

IN0020240118

500.00%

Gujarat State Govt - 2032 - Gujarat

IN1520250185

495.00%

Gujarat State Govt - 2032 - Gujarat

IN1520250185

493.00%

Central Government - 2054

IN0020240118

492.00%

Tamil Nadu State Govt - 2034 - Tamil Nadu

IN3120250656

448.00%

Tamil Nadu State Govt - 2034 - Tamil Nadu

IN3120250656

445.00%

Bihar State Govt - 2034 - Bihar

IN1320250104

419.00%

Bihar State Govt - 2036 - Bihar

IN1320250112

419.00%

Bihar State Govt - 2034 - Bihar

IN1320250104

419.00%

Bihar State Govt - 2036 - Bihar

IN1320250112

418.00%

PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)**

INE2I7F15012

393.00%

PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)**

INE2I7G15010

392.00%

PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)**

INE2I7F15012

392.00%

PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)**

INE2I7G15010

391.00%

CAPITAL INFRA TRUST

INE0Z8Z23013

389.00%

Andhra Pradesh State Govt - 2033 - Andhra Pradesh(^)

IN1020250230

382.00%

CAPITAL INFRA TRUST

INE0Z8Z23013

381.00%

Tamil Nadu State Govt - 2033 - Tamil Nadu

IN3120250292

365.00%

Tamil Nadu State Govt - 2033 - Tamil Nadu

IN3120250292

363.00%

Power Finance Corporation Ltd.**

INE134E07AP6

269.00%

Power Finance Corporation Ltd.**

INE134E07AP6

267.00%

PUNJAB NATIONAL BANK**

INE160A16UE2

251.00%

CANARA BANK**

INE476A16G28

251.00%

Punjab State Govt - 2033 - Punjab

IN2820250164

185.00%

Mahindra & Mahindra Financial Services Ltd.**

INE774D07VH4

133.00%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

INE556F08KM1

133.00%

Mahindra & Mahindra Financial Services Ltd.**

INE774D07VH4

133.00%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

INE556F08KM1

133.00%

Karnataka State Govt - 2032 - Karnataka

IN1920210243

131.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

INE261F08EQ2

131.00%

Karnataka State Govt - 2032 - Karnataka

IN1920210243

131.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

INE261F08EQ2

130.00%

Bihar State Govt - 2035 - Bihar

IN1320250013

126.00%

Bihar State Govt - 2035 - Bihar

IN1320250013

126.00%

Maharashtra State Govt - 2035 - Maharashtra

IN2220230196

107.00%

Maharashtra State Govt - 2035 - Maharashtra

IN2220230196

106.00%

Odisha State Govt - 2033 - Orissa

IN2720250157

105.00%

Odisha State Govt - 2033 - Orissa

IN2720250157

105.00%

REC LTD

INE020B08FR6

96.00%

REC LTD**

INE020B08FR6

96.00%

Performance Comparison

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Investment Objective

Kotak Bond Fund - Regular Plan Growth by Kotak Mahindra Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.

About This Fund

Kotak Bond Fund - Regular Plan Growth is a Medium to Long Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹2,003 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Debt A-III Index.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations