Kotak Bond Short Term Plan-(Growth)
₹54.0390
₹0.05 (+0.09%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹54.0390
₹0.05 (+0.09%)
29 May 2026
AMFI: 101373
Direct · Growth
₹₹59.8792
₹0.06 (+0.09%)
29 May 2026
AMFI: 119739
Regular · IDCW
₹₹11.9973
₹0.01 (+0.09%)
29 May 2026
AMFI: 135501
Direct · IDCW
₹₹15.8891
₹0.01 (+0.09%)
29 May 2026
AMFI: 135500
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹28,800
Invested
₹74,259
Value today
7.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹540
Value today
7.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,40,000
Withdrawn
₹16,90,929
Corpus left
+₹21,30,929 net gain — withdrew ₹14,40,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,419
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,419 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,132
Regular plan
₹83,334
Direct earns ₹3,798 more on a ₹60K investment — 0.63% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.50
Sharpe Ratio
—
Alpha
—
Beta
-0.53
Sortino
1.03%
Std Dev
-0.54%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EK5 | 400.00% |
LIC HOUSING FINANCE LTD.(^)** INE115A07MQ6 | 318.00% |
Karnataka State Govt - 2031 - Karnataka(^) IN1920240232 | 317.00% |
BAJAJ FINANCE LTD.(^)** INE296A07TC9 | 312.00% |
Power Finance Corporation Ltd.(^)** INE134E08LX5 | 305.00% |
LIC HOUSING FINANCE LTD.** INE115A07QK0 | 302.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250165 | 267.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KW0 | 256.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EO7 | 250.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EM1 | 244.00% |
BAJAJ FINANCE LTD.** INE296A07SV1 | 235.00% |
UNION BANK OF INDIA** INE692A16KG0 | 206.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KU4 | 196.00% |
KNOWLEDGE REALTY TRUST** INE1JAR07010 | 190.00% |
HOUSING & URBAN DEVELOPMENT CORPORATION LTD.** INE031A08996 | 158.00% |
BHARTI TELECOM LTD.(^) INE403D08298 | 158.00% |
CUBE HIGHWAYS TRUST(^)** INE0NR607058 | 157.00% |
Tamil Nadu State Govt - 2029 - Tamil Nadu IN3120240699 | 151.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KQ2 | 145.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250181 | 135.00% |
TOYOTA FINANCIAL SERVICES INDIA LTD.(^)** INE692Q07498 | 129.00% |
REC LTD** INE020B08FX4 | 127.00% |
EMBASSY OFFICE PARKS REIT** INE041007191 | 126.00% |
Power Finance Corporation Ltd. INE134E08NT9 | 126.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)** INE556F08LA4 | 126.00% |
REC LTD INE020B08FY2 | 125.00% |
INDIAN RAILWAY FINANCE CORPORATION LTD.** INE053F08494 | 125.00% |
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** INE0KUG08092 | 124.00% |
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A3) 20/09/2030(INDIA UNIVERSAL TRUST AL1)** INE16J715035 | 124.00% |
REC LTD** INE020B08FA2 | 112.00% |
Mahindra & Mahindra Financial Services Ltd.** INE774D07VI2 | 112.00% |
REC LTD** INE020B08FF1 | 112.00% |
Export-Import Bank of India** INE514E08GF5 | 111.00% |
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010 | 101.00% |
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012 | 101.00% |
TATA CAPITAL HOUSING FINANCE LTD.(^)** INE033L07IE2 | 97.00% |
LIC HOUSING FINANCE LTD. INE115A07QZ8 | 96.00% |
LIC HOUSING FINANCE LTD.** INE115A07QW5 | 96.00% |
INDIAN OIL CORPORATION LTD.** INE242A08551 | 96.00% |
ADITYA BIRLA CAPITAL LTD(^)** INE860H07IO5 | 96.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^) INE556F08KR0 | 96.00% |
REC LTD** INE020B08FR6 | 96.00% |
Central Government - 2055(^) IN0020250075 | 94.00% |
Power Finance Corporation Ltd.** INE134E08NU7 | 93.00% |
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^) INE128M08094 | 93.00% |
PUNJAB NATIONAL BANK** INE160A16UE2 | 91.00% |
Tamil Nadu State Govt - 2031 - Tamil Nadu(^) IN3120240764 | 90.00% |
HDFC BANK LTD.(^)** INE040A08AF2 | 90.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KP4 | 80.00% |
REC LTD** INE020B08FU0 | 78.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Bond Short Term Plan-(Growth) by Kotak Mahindra Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
Kotak Bond Short Term Plan-(Growth) is a Short Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹17,470 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Short Duration Debt Index A-II.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations