Kotak BSE Housing Index Fund · Regular · Growth
NAV
₹12.1140
as of 29 Sept 2026
Expense Ratio
0.80%
AUM
₹13 Cr
Lumpsum returns (CAGR)
- 1Y
- -9.60%
- 3Y
- +5.53%
- 5Y
- —
- Since Inception
- +6.41%
SIP returns (XIRR)
- 1Y
- -9.73%
- 3Y
- -3.01%
- 5Y
- —
- Since Inception
- -2.50%
Returns calculated from 07 August 2023 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,64,343 today — ₹1,75,000 invested, -4.2% XIRR.
₹1,75,000
Invested
₹1,64,343
Value today
-4.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,17,463 today (5.5% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹87,567 today (0.88×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.24
Sharpe Ratio
—
Alpha
—
Beta
-0.24
Sortino
18.02%
Std Dev
-22.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Realty27.52%
- Consumer Durables27.29%
- Cement and Cement Products25.25%
- Industrial Products16.07%
- Finance3.93%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
What this fund does
Kotak BSE Housing Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
Kotak BSE Housing Index Fund · Regular · Growth is a Index Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹13.1 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Housing Index (Total Return Index). The current expense ratio is 0.80%.
Who Should Invest?
- •Cost-conscious investors who prefer passive investing with low expense ratios