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Conservative Hybrid📊 CRISIL Hybrid 85+15 Conservative Index(SEBI default)

Parag Parikh Conservative Hybrid Fund · Regular · Growth

PPFAS Mutual Fund

#3 of 19 (1Y)

NAV

₹15.7450

as of 17 Jun 2026

Expense Ratio

0.64%

AUM

₹3,287 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.59%
3Y
+10.49%
5Y
+9.43%
Since Inception
+9.39%

SIP returns (XIRR)

1Y
+5.18%
3Y
+7.99%
5Y
+9.25%
Since Inception
+9.25%

SIP since inception — what ₹1,000/month became

Real NAV backtest from day one

₹61,000

Invested

₹76,485

Value today

9.0%

XIRR (p.a.)

1,000/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹7,816

Value today

9.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,05,000

Withdrawn

₹11,80,685

Corpus left

+₹4,85,685 net gain — withdrew ₹3,05,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,18,185

Value today

-2.1%

vs lumpsum

Direct lumpsum would have beaten STP by 2.1% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,14,189

Value today

1.1×

Multiple

Staying invested through that crash turned ₹1L into ₹1,14,189 — a 1.1× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.01

Sharpe Ratio

Alpha

Beta

0.01

Sortino

2.53%

Std Dev

-2.24%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HousePPFAS Mutual Fund
CategoryConservative Hybrid
BenchmarkCRISIL Hybrid 85+15 Conservative Index
Launch Date07 May 2021
AMFI Code148959
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadAny redemption or switch out in excess of the limit shall be subject to the following exit load Exit load of 1% is payable if units are redemeed or switch out within 1 year from the date of allotment of units.No exit load is payable if units are redemeed or switch out after 1 years from the date of allotment In respect of each purchase or switch in of units 10% of the units (the limit) may be redeemed without any exit load from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Parag Parikh Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.

About This Fund

Parag Parikh Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by PPFAS Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹3,287 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 Conservative Index. The current expense ratio is 0.64%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations