Kotak Floating Rate Fund · Regular · Growth
NAV
₹1627.9016
as of 13 Nov 2026
Expense Ratio
0.63%
AUM
₹3,390 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.74%
- 3Y
- +7.13%
- 5Y
- +6.29%
- Since Inception
- +6.70%
SIP returns (XIRR)
- 1Y
- +4.69%
- 3Y
- +6.43%
- 5Y
- +6.72%
- Since Inception
- +6.57%
Returns calculated from 09 May 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 7 years (Nov 2019 – Nov 2026)
A ₹5,000 monthly SIP for the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,27,624 today — ₹4,20,000 invested, 6.5% XIRR.
₹4,20,000
Invested
₹5,27,624
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,57,680 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2019 would still hold ₹10,49,176.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Nov 2019 – Nov 2026) (22 Mar 2020) would be ₹1,56,593 today (1.57×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.91
Sharpe Ratio
—
Alpha
—
Beta
-0.90
Sortino
0.92%
Std Dev
-0.48%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Power Finance Corporation Ltd.(^)**5.78%
- 2Karnataka State Govt - 2032 - Karnataka(^)5.69%
- 3Tamil Nadu State Govt - 2033 - Tamil Nadu(^)5.34%
- 4Rec Ltd(^)**5.06%
- 5Pipeline Infrastructure Limited(^)**4.84%
- 6Jubilant Bevco Limited ( Axis Trustee Services Limited Step Up Or Down 25 Bps For Every Rating Chang) **3.24%
- 7Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**3.13%
- 8Tata Capital Housing Finance Ltd.(^)**2.93%
- 9Tata Capital Housing Finance Ltd.(^)**2.92%
- 10National Bank For Agriculture & Rural Development(^)**2.90%
What this fund does
Kotak Floating Rate Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
Kotak Floating Rate Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹3,390 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Short Duration Debt Index A-II. The current expense ratio is 0.63%.