Kotak Floating Rate Fund · Regular · Growth
NAV
₹1615.1552
as of 31 Jul 2026
Expense Ratio
0.63%
AUM
₹3,277 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.75%
- 3Y
- +7.52%
- 5Y
- +6.43%
- Since Inception
- +6.86%
SIP returns (XIRR)
- 1Y
- +6.09%
- 3Y
- +7.27%
- 5Y
- +7.09%
- Since Inception
- +6.86%
Returns calculated from 09 May 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 7 years (Aug 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,27,157 today — ₹4,15,000 invested, 6.9% XIRR.
₹4,15,000
Invested
₹5,27,157
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,58,832 today (6.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2019 would still hold ₹10,61,161.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Aug 2019 – Jul 2026) (22 Mar 2020) would be ₹1,55,367 today (1.55×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.13
Sharpe Ratio
—
Alpha
—
Beta
1.18
Sortino
0.93%
Std Dev
-0.48%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Power Finance Corporation Ltd.(^)**6.42%
- 2Karnataka State Govt - 2032 - Karnataka(^)6.36%
- 3Tamil Nadu State Govt - 2033 - Tamil Nadu(^)5.90%
- 4Rec Ltd(^)**5.63%
- 5Pipeline Infrastructure Limited(^)**5.37%
- 6Jubilant Bevco Limited ( Axis Trustee Services Limited Step Up Or Down 25 Bps For Every Rating Chang) **3.58%
- 7Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**3.46%
- 8Tata Capital Housing Finance Ltd.**3.26%
- 9Muthoot Finance Ltd.(^)3.24%
- 10Tata Capital Housing Finance Ltd.**3.24%
Investment Objective
Kotak Floating Rate Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Kotak Floating Rate Fund · Regular · Growth is a Floater Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹3,277 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Short Duration Debt Index A-II. The current expense ratio is 0.63%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations