KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION
₹1583.1597
₹1.96 (+0.12%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹1583.1597
₹1.96 (+0.12%)
29 May 2026
AMFI: 147266
Direct · Growth
₹₹1626.3946
₹2.05 (+0.13%)
29 May 2026
AMFI: 147269
Regular · IDCW
₹₹1410.9351
₹1.75 (+0.12%)
29 May 2026
AMFI: 147265
Direct · IDCW
₹₹1416.8407
₹1.78 (+0.13%)
29 May 2026
AMFI: 147267
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 09 May 2019 onwards due to a structural change in the scheme on that date. Pre-2019 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹26,100
Invested
₹9,88,505
Value today
29.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹15,832
Value today
26.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,05,000
Withdrawn
₹10,88,90,729
Corpus left
+₹10,91,95,729 net gain — withdrew ₹13,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,52,289
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,52,289 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹54,731
Regular plan
₹82,397
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.35
Sharpe Ratio
—
Alpha
—
Beta
0.36
Sortino
0.82%
Std Dev
-0.48%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Power Finance Corporation Ltd.(^) INE134E08OA7 | 610.00% |
Karnataka State Govt - 2032 - Karnataka(^) IN1920250173 | 599.00% |
Power Finance Corporation Ltd.(^)** INE134E08OA7 | 595.00% |
Karnataka State Govt - 2032 - Karnataka(^) IN1920250173 | 583.00% |
Tamil Nadu State Govt - 2033 - Tamil Nadu(^) IN3120250698 | 556.00% |
Tamil Nadu State Govt - 2033 - Tamil Nadu(^) IN3120250698 | 542.00% |
REC LTD(^)** INE020B08GB8 | 533.00% |
REC LTD(^)** INE020B08GB8 | 521.00% |
PIPELINE INFRASTRUCTURE LIMITED** INE01XX07042 | 511.00% |
PIPELINE INFRASTRUCTURE LIMITED** INE01XX07042 | 499.00% |
Karnataka State Govt - 2031 - Karnataka IN1920250322 | 374.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)** INE556F16BY8 | 362.00% |
JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^)** INE1D4P08019 | 334.00% |
JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^)** INE1D4P08019 | 327.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) ** INE02PE08036 | 319.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** INE02PE08036 | 314.00% |
TATA CAPITAL HOUSING FINANCE LTD.(^)** INE033L07IH5 | 311.00% |
TATA CAPITAL HOUSING FINANCE LTD.(^) INE033L07IJ1 | 309.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** INE261F08ER0 | 306.00% |
BHARTI TELECOM LTD.(^) INE403D08280 | 303.00% |
TATA CAPITAL HOUSING FINANCE LTD.(^)** INE033L07IH5 | 303.00% |
DLF Cyber City Developers Ltd** INE186K07122 | 303.00% |
EMBASSY OFFICE PARKS REIT(^)** INE041007191 | 302.00% |
MUTHOOT FINANCE LTD.(^)** INE414G07JX2 | 301.00% |
TATA CAPITAL HOUSING FINANCE LTD.(^)** INE033L07IJ1 | 301.00% |
BHARTI TELECOM LTD.(^)** INE403D08280 | 297.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** INE261F08ER0 | 297.00% |
DLF Cyber City Developers Ltd(^)** INE186K07122 | 296.00% |
EMBASSY OFFICE PARKS REIT(^)** INE041007191 | 295.00% |
TATA CAPITAL LTD.** INE306N07NO7 | 292.00% |
BANK OF BARODA(^)** INE028A16LH3 | 290.00% |
HDFC BANK LTD.(^)** INE040A16IO0 | 289.00% |
TATA CAPITAL LTD.(^)** INE306N07NO7 | 286.00% |
EMBASSY OFFICE PARKS REIT** INE041007142 | 278.00% |
EMBASSY OFFICE PARKS REIT(^)** INE041007142 | 271.00% |
MUTHOOT FINANCE LTD.** INE414G07JG7 | 236.00% |
BAJAJ FINANCE LTD.** INE296A07TC9 | 232.00% |
MUTHOOT FINANCE LTD.(^)** INE414G07JG7 | 229.00% |
BAJAJ FINANCE LTD.(^)** INE296A07TC9 | 226.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^) INE261F08ET6 | 222.00% |
BAJAJ HOUSING FINANCE LTD.** INE377Y07433 | 216.00% |
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012 | 212.00% |
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010 | 212.00% |
BAJAJ HOUSING FINANCE LTD. INE377Y07433 | 211.00% |
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012 | 207.00% |
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010 | 206.00% |
HDFC BANK LTD.(^)** INE040A08724 | 158.00% |
GODREJ PROPERTIES LIMITED(^)** INE484J08089 | 155.00% |
VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)** INE205A08046 | 155.00% |
Power Finance Corporation Ltd.** INE134E08NL6 | 154.00% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION by Kotak Mahindra Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION is a Floater Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹3,366 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Short Duration Debt Index A-II. The current expense ratio is 0.63%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations