Kotak Focused Fund · Regular · Growth
NAV
₹26.0620
as of 29 Sept 2026
Expense Ratio
2.06%
AUM
₹4,109 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.74%
- 3Y
- +12.27%
- 5Y
- +9.82%
- Since Inception
- +14.18%
SIP returns (XIRR)
- 1Y
- -2.06%
- 3Y
- +6.35%
- 5Y
- +10.10%
- Since Inception
- +13.12%
Returns calculated from 25 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,77,538 today — ₹2,95,000 invested, 10.1% XIRR.
₹2,95,000
Invested
₹3,77,538
Value today
10.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,60,273 today (9.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹12,25,192.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,77,538 in this fund vs ₹3,59,448 in the benchmark — outperformance of ₹18,090.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,12,259 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.45
Sharpe Ratio
+0.09
Alpha
0.32
Beta
0.45
Sortino
13.99%
Std Dev
-14.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks17.20%
- Finance10.16%
- Aerospace and Defense6.05%
- Automobiles5.78%
- Healthcare Services5.69%
- Retailing5.21%
- IT - Software4.42%
- Consumer Durables4.25%
- Telecom - Services4.04%
- Industrial Products3.85%
- Pharmaceuticals and Biotechnology3.69%
- Petroleum Products3.55%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.12%
- 2Eternal Limited5.21%
- 3State Bank Of India.5.08%
- 4Hdfc Bank Ltd.5.00%
- 5Shriram Finance Limited4.94%
- 6Bharti Airtel Ltd.4.04%
- 7Kei Industries Ltd.3.85%
- 8Divis Laboratories Ltd.3.69%
- 9Reliance Industries Ltd.3.55%
- 10Fortis Healthcare India Ltd3.42%
What this fund does
Kotak Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Kotak Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹4,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 2.06%.