Kotak Focused Fund · Regular · Growth
NAV
₹27.2190
as of 14 Jul 2026
Expense Ratio
1.86%
AUM
₹3,377 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.03%
- 3Y
- +15.00%
- 5Y
- +12.73%
- Since Inception
- +15.26%
SIP returns (XIRR)
- 1Y
- +8.99%
- 3Y
- +11.17%
- 5Y
- +12.84%
- Since Inception
- +15.06%
Returns calculated from 25 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,09,831 today — ₹3,00,000 invested, 12.8% XIRR.
₹3,00,000
Invested
₹4,09,831
Value today
12.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,82,055 today (12.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹14,10,716.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,09,831 in this fund vs ₹3,91,320 in the benchmark — outperformance of ₹18,511.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,17,242 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.42
Sharpe Ratio
+0.09
Alpha
0.31
Beta
0.40
Sortino
14.88%
Std Dev
-14.25%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.5.80%
- 2Icici Bank Ltd.5.51%
- 3Bharti Airtel Ltd.4.79%
- 4Shriram Finance Limited4.66%
- 5State Bank Of India.4.39%
- 6Eternal Limited4.20%
- 7Reliance Industries Ltd.4.05%
- 8Kei Industries Ltd.3.91%
- 9Fortis Healthcare India Ltd3.87%
- 10Bharat Electronics Ltd.3.60%
Investment Objective
Kotak Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Kotak Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹3,377 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.86%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations