NAV
₹29.3290
as of 28 Sept 2026
Expense Ratio
0.74%
AUM
₹4,109 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.33%
- 3Y
- +14.09%
- 5Y
- +11.53%
- Since Inception
- +16.07%
SIP returns (XIRR)
- 1Y
- +0.59%
- 3Y
- +8.35%
- 5Y
- +11.99%
- Since Inception
- +15.06%
Returns calculated from 25 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Sept 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,03,560 today — ₹3,00,000 invested, 11.9% XIRR.
₹3,00,000
Invested
₹4,03,560
Value today
11.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,73,002 today (11.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2021 would still hold ₹13,26,459.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,03,560 in this fund vs ₹3,69,157 in the benchmark — outperformance of ₹34,403.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Sept 2021 – Sept 2026) (3 Jun 2024) would be ₹1,16,714 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks17.20%
- Finance10.16%
- Aerospace and Defense6.05%
- Automobiles5.78%
- Healthcare Services5.69%
- Retailing5.21%
- IT - Software4.42%
- Consumer Durables4.25%
- Telecom - Services4.04%
- Industrial Products3.85%
- Pharmaceuticals and Biotechnology3.69%
- Petroleum Products3.55%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.12%
- 2Eternal Limited5.21%
- 3State Bank Of India.5.08%
- 4Hdfc Bank Ltd.5.00%
- 5Shriram Finance Limited4.94%
- 6Bharti Airtel Ltd.4.04%
- 7Kei Industries Ltd.3.85%
- 8Divis Laboratories Ltd.3.69%
- 9Reliance Industries Ltd.3.55%
- 10Fortis Healthcare India Ltd3.42%
What this fund does
Kotak Focused Fund · Direct · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Kotak Focused Fund · Direct · Growth is a Focused Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹4,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 0.74%.