Kotak Focused Fund · Regular · Growth
NAV
₹27.6070
as of 31 Jul 2026
Expense Ratio
1.86%
AUM
₹3,412 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.79%
- 3Y
- +14.76%
- 5Y
- +12.96%
- Since Inception
- +15.38%
SIP returns (XIRR)
- 1Y
- +10.88%
- 3Y
- +11.78%
- 5Y
- +13.18%
- Since Inception
- +15.27%
Returns calculated from 25 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,06,599 today — ₹2,95,000 invested, 13.1% XIRR.
₹2,95,000
Invested
₹4,06,599
Value today
13.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,81,685 today (12.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹14,10,249.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,06,599 in this fund vs ₹3,87,327 in the benchmark — outperformance of ₹19,272.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,18,914 today (1.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.47
Sharpe Ratio
+0.10
Alpha
0.31
Beta
0.46
Sortino
14.59%
Std Dev
-14.25%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.6.92%
- 2Hdfc Bank Ltd.5.95%
- 3State Bank Of India.5.21%
- 4Shriram Finance Limited4.91%
- 5Bharti Airtel Ltd.4.65%
- 6Eternal Limited4.45%
- 7Kei Industries Ltd.3.85%
- 8Fortis Healthcare India Ltd3.82%
- 9Reliance Industries Ltd.3.80%
- 10Bharat Electronics Ltd.3.46%
Investment Objective
Kotak Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Kotak Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹3,412 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.86%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations