Kotak Low Duration Fund · Regular · Growth
NAV
₹3556.0045
as of 31 Jul 2026
Expense Ratio
1.18%
AUM
₹14,531 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.56%
- 3Y
- +6.73%
- 5Y
- +5.92%
- Since Inception
- +7.14%
SIP returns (XIRR)
- 1Y
- +5.83%
- 3Y
- +6.56%
- 5Y
- +6.45%
- Since Inception
- +7.05%
Returns calculated from 07 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,18,494 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,18,494
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,89,156 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,73,062.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,557 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.51
Sharpe Ratio
—
Alpha
—
Beta
0.61
Sortino
0.61%
Std Dev
-0.26%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Karnataka State Govt - 2031 - Karnataka(^)4.36%
- 2Punjab National Bank**4.15%
- 3National Bank For Agriculture & Rural Development4.14%
- 4Punjab National Bank**3.75%
- 5Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**3.72%
- 6Bajaj Housing Finance Ltd.(^)**3.48%
- 7Canara Bank**2.92%
- 8Bank Of Baroda**2.50%
- 9Bajaj Housing Finance Ltd.(^)**2.24%
- 10Rec Ltd(^)**2.16%
Investment Objective
Kotak Low Duration Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
Kotak Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹14,531 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.18%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations