Kotak Ultra Short to Short Term Fund · Regular · Growth
NAV
₹3596.9346
as of 13 Nov 2026
Expense Ratio
1.18%
AUM
₹12,174 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.05%
- 3Y
- +6.54%
- 5Y
- +5.94%
- Since Inception
- +7.09%
SIP returns (XIRR)
- 1Y
- +5.12%
- 3Y
- +6.09%
- 5Y
- +6.28%
- Since Inception
- +6.98%
Returns calculated from 07 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,19,805 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,19,805
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,86,278 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,42,972.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,48,244 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.47
Sharpe Ratio
—
Alpha
—
Beta
-1.56
Sortino
0.59%
Std Dev
-0.26%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Karnataka State Govt - 2031 - Karnataka(^)3.93%
- 2Punjab National Bank**3.87%
- 3National Bank For Agriculture & Rural Development**3.78%
- 4Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**3.44%
- 5Bajaj Housing Finance Ltd.(^)**3.16%
- 6Punjab National Bank**3.11%
- 7Canara Bank**2.72%
- 8Hdfc Bank Ltd.**2.52%
- 9Hdfc Bank Ltd.2.34%
- 10Bank Of Baroda**2.33%
What this fund does
Kotak Ultra Short to Short Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
Kotak Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹12,174 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.18%.