Kotak Multi Asset Allocation Fund · Regular · Growth
NAV
₹15.7160
as of 13 Nov 2026
Expense Ratio
1.77%
AUM
₹15,048 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.04%
- 3Y
- +15.86%
- 5Y
- —
- Since Inception
- +15.47%
SIP returns (XIRR)
- 1Y
- +3.30%
- 3Y
- +11.69%
- 5Y
- —
- Since Inception
- +12.26%
Returns calculated from 22 September 2023 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,11,209 today — ₹1,80,000 invested, 11.2% XIRR.
₹1,80,000
Invested
₹2,11,209
Value today
11.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,55,512 today (15.9% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,33,605 today (1.34×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.64
Sharpe Ratio
—
Alpha
—
Beta
0.56
Sortino
13.83%
Std Dev
-13.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks11.42%
- Finance5.58%
- Power4.89%
- Automobiles4.64%
- Diversified FMCG4.52%
- Industrial Manufacturing4.10%
- Telecom - Services4.06%
- Retailing3.25%
- Pharmaceuticals and Biotechnology3.19%
- Electrical Equipment3.07%
- Beverages2.43%
- IT - Software1.99%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mutual Fund - Kotak Silver Etf7.90%
- 2Kotak Mutual Fund - Kotak Gold Etf5.74%
- 3State Bank Of India.3.27%
- 4Indo-Mim Ltd2.91%
- 5Itc Ltd.2.54%
- 6Ntpc Ltd2.51%
- 7Eternal Limited2.50%
- 8Maruti Suzuki India Limited2.40%
- 9Hdfc Bank Ltd.2.39%
- 10Hero Motocorp Ltd.2.24%
What this fund does
Kotak Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and at least one more asset class, as the fund's own mandate defines — with a minimum 10% in each. Spreading across asset classes can soften swings but does not prevent losses.
About This Fund
Kotak Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹15,048 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI (65%) + NIFTY Short Duration Debt Index (25%) +Domestic Price of Gold (5%) + Domestic Price of Silver (5%). The current expense ratio is 1.77%.